IMBER FINANCIAL SERVICES LIMITED

🌳Matureactive
09867038 · ltd · incorporated 2015-11-11
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2025
Net worth
£937
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (69/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
30 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £937

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
£937
Current Assets
£1k
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-11-30
Total assets£937
Current assets£1.1k
Net assets£937

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-01-28
    📄
    replacement-filing-of-director-appointment-with-name
    officers · RP01AP01
  2. 2025-12-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2025-08-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2025-08-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2025-08-21
    ➕
    MASLEN, Andrew George appointed
    director
  6. 2024-08-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-09-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-08-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-01-15
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2020-01-15
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2020-01-13
    ➖
    MASLEN, Andrew George resigned
    director
  14. 2019-02-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-01-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2019-01-03
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2019-01-03
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  18. 2019-01-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  19. 2018-12-01
    ➕
    MASLEN, Jacqueline Sandra appointed
    director
  20. 2015-11-11
    🏢
    Company incorporated
    As IMBER FINANCIAL SERVICES LIMITED
  21. 2015-11-11
    ➕
    MASLEN, Jacqueline Sandra appointed
    secretary
  22. 2015-11-11
    ➕
    MASLEN, Andrew George appointed
    director

Owner dependency

74/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mrs Jacqueline Sandra Maslen
Individual · British · DOB 06/1963 · age 63
——sig. influencesignificant influence10/11/2016
1 historic (ceased) PSC
  • Mr Andrew George Maslenceased 13/01/2020· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2015-11-11
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

9 Bush Spring
Baldock
SG7 6QT
England

Filing status

Accounts
Next due: 2027-08-31
Last made up to: 2025-11-30
Confirmation statement
Next due: 2027-01-27
Last: 2026-01-13

Officers (3 active · 1 resigned)

MASLEN, Jacqueline Sandra→
secretary · appointed 2015-11-11
View their other companies + combined net worth →
Active
MASLEN, Andrew George→
director · ~62y · appointed 2025-08-21
View their other companies + combined net worth →
Active
MASLEN, Jacqueline Sandra→
director · ~63y · appointed 2018-12-01
View their other companies + combined net worth →
Active
MASLEN, Andrew George→
director · ~62y · appointed 2015-11-11 · resigned 2020-01-13
Resigned

Click a director name to see their full track record across all companies.

Recent filings (30 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-29
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-01-28
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-26
appoint-person-director-company-with-name-date
officers · AP01
2025-08-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-28