BESPOKE TAX MITIGATION LTD
🌳Matureactive
09880561 · ltd · incorporated 2015-11-19
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-11-30 | 2023-11-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
- 2025-07-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-07-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-07-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-09-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-08-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-11-07📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-03-17📄gazette-filings-brought-up-to-dategazette · DISS40
- 2020-02-04📄gazette-notice-compulsorygazette · GAZ1
- 2019-07-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-08-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-08-07📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-05-17➕PENFOLD, Keith Robert appointeddirector
- 2017-05-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2015-11-19🏢Company incorporatedAs BESPOKE TAX MITIGATION LTD
- 2015-11-19➕LOWE, Amelia Jane appointeddirector
- 2015-11-19📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
51/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Amelia Jane Lowe Individual · British · DOB 02/1967 · age 59 | 25–50% | — | 25-50% shares | 18/11/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · IP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BEANNTRAI LIMITED→ 16834155 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BERG-DAVIES ASSOCIATES LTD→ 07670006 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| BESPOKE WEALTH MANAGEMENT LIMITED→ 04947838 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| BJORN TRADING LTD→ 16892566 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BLABLA HOLDINGS LTD→ 10972776 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BLACK DROP SECURITY LIMITED→ 16377650 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BLUE BUTTON LEGAL INDEMNITIES LTD→ 09980095 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| BLUE OCEAN INVESTMENT CO LTD→ 03892808 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| BLUEBELL MORTGAGES LTD→ 09397210 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| BOON BROKERS LIMITED→ 13859849 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BOURTON VENTURES LTD→ 14609443 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| BRENTON ROCK SOLUTIONS LTD→ 11305824 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-11-19
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Suite A 82 James Carter Road
Mildenhall
Bury St. Edmunds
IP28 7DE
England
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-11-02
Last: 2025-10-19
Officers (2 active · 0 resigned)
LOWE, Amelia Jane→
Activedirector · ~59y · appointed 2015-11-19
View their other companies + combined net worth →
PENFOLD, Keith Robert→
Activedirector · ~62y · appointed 2017-05-17
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (24 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-21
accounts-with-accounts-type-dormant
accounts · AA
2025-07-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-30
accounts-with-accounts-type-dormant
accounts · AA
2024-07-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-19
accounts-with-accounts-type-dormant
accounts · AA
2023-07-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-28
accounts-with-accounts-type-dormant
accounts · AA
2022-09-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-29
accounts-with-accounts-type-dormant
accounts · AA
2021-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-31
accounts-with-accounts-type-dormant
accounts · AA
2020-11-07
gazette-filings-brought-up-to-date
gazette · DISS40
2020-03-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-03-16