5 AMERSHAM HILL HOLDINGS LIMITED
Opportunity 78/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
8 live charges · 4 lenders · oldest 8.6y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 8.6 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £-1.12M | £120.9k |
| Debtors | £5.6k | — |
| Net assets | £-1.12M | £-551.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 mortgage
- • 1 capital
- • 2 mortgage
- • 1 capital
- • 1 accounts
Corporate timeline (36 events)Click to expand
- 2026-05-01📄capital-allotment-sharescapital · SH01
- 2026-03-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-17🔓Charge satisfied #6
- 2026-03-17🔓Charge satisfied #5
- 2025-12-16📄accounts-with-accounts-type-smallaccounts · AA
- 2025-11-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-25🔒Charge registered #8Lender: Hampshire Trust Bank PLC
- 2025-11-25🔒Charge registered #7Lender: Hampshire Trust Bank PLC
- 2025-08-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-08-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-03-27📄accounts-with-accounts-type-smallaccounts · AA
- 2024-12-27📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-12-22📄accounts-with-accounts-type-smallaccounts · AA
- 2022-12-22📄accounts-with-accounts-type-smallaccounts · AA
- 2022-04-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-08🔒Charge registered #6Lender: Shawbrook Bank Limited
- 2022-04-08🔒Charge registered #5Lender: Shawbrook Bank Limited
- 2022-04-01➕WHYMARK, William Roy appointeddirector
- 2022-04-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-12-20📄accounts-with-accounts-type-smallaccounts · AA
- 2021-02-17📄accounts-with-accounts-type-smallaccounts · AA
- 2020-08-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-25🔓Charge satisfied #4
- 2020-08-25🔓Charge satisfied #3
- 2018-08-06🔓Charge satisfied #2
- 2018-08-06🔓Charge satisfied #1
- 2018-07-24🔒Charge registered #4Lender: Secure Trust Bank PLC
- 2018-07-24🔒Charge registered #3Lender: Secure Trust Bank PLC
- 2017-10-31🔒Charge registered #2Lender: Lendinvest Security Trustees Limited
- 2017-10-31🔒Charge registered #1Lender: Lendinvest Security Trustees Limited
- 2015-11-24🏢Company incorporatedAs 5 AMERSHAM HILL HOLDINGS LIMITED
- 2015-11-24➕BLAND, Errol appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
The Coin Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
The Coin Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 05/08/2025 |
1 historic (ceased) PSC
- Mr Errol Blandceased 05/08/2025· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Hampshire Trust Bank Hampshire Trust Bank PLC | A registered charge | 1 property | 25/11/2025 | — | |
| outstanding | Hampshire Trust Bank Hampshire Trust Bank PLC | A registered charge | 1 property | 25/11/2025 | — | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 2 properties | 08/04/2022 | 17/03/2026 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 2 properties | 08/04/2022 | 17/03/2026 | |
| satisfied | Secure Trust Bank Secure Trust Bank PLC | A registered charge | 2 properties | 24/07/2018 | 25/08/2020 | |
| satisfied | Secure Trust Bank Secure Trust Bank PLC | A registered charge | 2 properties | 24/07/2018 | 25/08/2020 | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 31/10/2017 | 06/08/2018 | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 31/10/2017 | 06/08/2018 |