5 AMERSHAM HILL HOLDINGS LIMITED

🌳Matureactive
09886406 · ltd · incorporated 2015-11-24
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
£-1.12M
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)
Distressed property-backed borrower — structural issues outweigh the discount.

Opportunity 78/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

8 live charges · 4 lenders · oldest 8.6y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 8.6 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
42 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £1,120,490

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
-£1.1m
↓ 103% YoY
Current Assets
Current Liabilities
-£1.1m-£1.0m-£893k-£779k-£665k-£552kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£-1.12M£120.9k
Debtors£5.6k
Net assets£-1.12M£-551.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • 2 mortgage
  • 1 capital
Last 180 days
5
filings
  • 2 mortgage
  • 1 capital
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
  1. 2026-05-01
    📄
    capital-allotment-shares
    capital · SH01
  2. 2026-03-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  3. 2026-03-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  4. 2026-03-17
    🔓
    Charge satisfied #6
  5. 2026-03-17
    🔓
    Charge satisfied #5
  6. 2025-12-16
    📄
    accounts-with-accounts-type-small
    accounts · AA
  7. 2025-11-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2025-11-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2025-11-25
    🔒
    Charge registered #8
    Lender: Hampshire Trust Bank PLC
  10. 2025-11-25
    🔒
    Charge registered #7
    Lender: Hampshire Trust Bank PLC
  11. 2025-08-05
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2025-08-05
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  13. 2025-03-27
    📄
    accounts-with-accounts-type-small
    accounts · AA
  14. 2024-12-27
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  15. 2023-12-22
    📄
    accounts-with-accounts-type-small
    accounts · AA
  16. 2022-12-22
    📄
    accounts-with-accounts-type-small
    accounts · AA
  17. 2022-04-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2022-04-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  19. 2022-04-08
    🔒
    Charge registered #6
    Lender: Shawbrook Bank Limited
  20. 2022-04-08
    🔒
    Charge registered #5
    Lender: Shawbrook Bank Limited
  21. 2022-04-01
    WHYMARK, William Roy appointed
    director
  22. 2022-04-01
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  23. 2021-12-20
    📄
    accounts-with-accounts-type-small
    accounts · AA
  24. 2021-02-17
    📄
    accounts-with-accounts-type-small
    accounts · AA
  25. 2020-08-25
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  26. 2020-08-25
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  27. 2020-08-25
    🔓
    Charge satisfied #4
  28. 2020-08-25
    🔓
    Charge satisfied #3
  29. 2018-08-06
    🔓
    Charge satisfied #2
  30. 2018-08-06
    🔓
    Charge satisfied #1
  31. 2018-07-24
    🔒
    Charge registered #4
    Lender: Secure Trust Bank PLC
  32. 2018-07-24
    🔒
    Charge registered #3
    Lender: Secure Trust Bank PLC
  33. 2017-10-31
    🔒
    Charge registered #2
    Lender: Lendinvest Security Trustees Limited
  34. 2017-10-31
    🔒
    Charge registered #1
    Lender: Lendinvest Security Trustees Limited
  35. 2015-11-24
    🏢
    Company incorporated
    As 5 AMERSHAM HILL HOLDINGS LIMITED
  36. 2015-11-24
    BLAND, Errol appointed
    director

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 61 — approaching natural succession window.
  • +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

51/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

The Coin Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
The Coin Group Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
5 AMERSHAM HILL HOLDINGS LIMITED
This company · 09886406

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
The Coin Group Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control05/08/2025
1 historic (ceased) PSC
  • Mr Errol Blandceased 05/08/2025· 75-100% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-11-24
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Unit 1 Lancaster Court Coronation Road
Cressex Business Park
High Wycombe
Bucks
HP12 3TD
United Kingdom

Filing status

Accounts
Next due: 2026-12-30
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-07
Last: 2025-11-23

Officers (2 active · 0 resigned)

BLAND, Errol
director · ~61y · appointed 2015-11-24
View their other companies + combined net worth →
Active
WHYMARK, William Roy
director · ~59y · appointed 2022-04-01
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
2
Outstanding
1
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
outstanding
Hampshire Trust Bank
Hampshire Trust Bank PLC
A registered charge1 property25/11/2025
outstanding
Hampshire Trust Bank
Hampshire Trust Bank PLC
A registered charge1 property25/11/2025
satisfied
Shawbrook
Shawbrook Bank Limited
A registered charge2 properties08/04/202217/03/2026
satisfied
Shawbrook
Shawbrook Bank Limited
A registered charge2 properties08/04/202217/03/2026
satisfied
Secure Trust Bank
Secure Trust Bank PLC
A registered charge2 properties24/07/201825/08/2020
satisfied
Secure Trust Bank
Secure Trust Bank PLC
A registered charge2 properties24/07/201825/08/2020
satisfied
LendInvest
Lendinvest Security Trustees Limited
A registered charge1 property31/10/201706/08/2018
satisfied
LendInvest
Lendinvest Security Trustees Limited
A registered charge1 property31/10/201706/08/2018
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (42 total)

capital-allotment-shares
capital · SH01
2026-05-01
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-17
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-17
accounts-with-accounts-type-small
accounts · AA
2025-12-16
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-26
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-08-05
accounts-with-accounts-type-small
accounts · AA
2025-03-27
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-12-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-04
accounts-with-accounts-type-small
accounts · AA
2023-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-23
accounts-with-accounts-type-small
accounts · AA
2022-12-22