BOWMORE INVESTMENTS LIMITED
🌳Matureactive
09924895 · ltd · incorporated 2015-12-21
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£2.17M
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Fund management activities
Sector: Financial & insurance
Investor take
PursueActive trading company with a 73-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 73). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 6.7y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £2,169,210
Key financials
2 years extracted from filed iXBRL accountsCash
£8k
Net Worth
£2.2m
Current Assets
£8k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £2.30M | — |
| Current assets | £8.2k | — |
| Cash | £8.2k | — |
| Debtors | £30 | — |
| Net assets | £2.17M | — |
| Average employees | — | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-02-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-02📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-01-03📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2024-05-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-11-07🔒Charge registered #1Lender: Arbuthnot Lahtam & Co., Limited
- 2019-08-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-20📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2017-12-20📍change-sail-address-company-with-new-addressaddress · AD02
- 2017-09-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-02-09✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2015-12-21🏢Company incorporatedAs BOWMORE INVESTMENTS LIMITED
- 2015-12-21➕HALSALL, Alan appointedsecretary
- 2015-12-21➕HALSALL, David Alan appointeddirector
- 2015-12-21➕HALSALL, Irene appointeddirector
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 73 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
71/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Alan Halsall Individual · British · DOB 04/1954 · age 72 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mrs Irene Halsall Individual · British · DOB 09/1953 · age 73 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · FY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALLIUM MONEY LIMITED→ 10977963 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CLIFTON COMMERCIAL FINANCE LTD→ 12031780 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| COMFORIN FUNDING LIMITED→ 16415911 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CONSTRUCTIVE ASSET FINANCE LTD→ 14996682 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| COOPER PROPERTY CLAIMS LIMITED→ 15189010 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CORDATUS CONSULTING LIMITED→ 14252883 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CRANLEIGH HOUSE ASSOCIATES LTD→ 07366925 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| CYK CONSULTING LIMITED→ 09693874 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| D AND L I LTD→ 16571364 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DAILY SAVERS INVESTMENTS UK LTD→ 15817711 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| DANBRO FINANCIAL PLANNING LIMITED→ 11009261 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| DATABASE SOLUTIONS STUDIO LTD→ 09882815 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-12-21
Jurisdictionengland-wales
Primary SIC66300 — Fund management activities
Registered office
Bowmore
Laurel Avenue
Lytham St Annes
Lancashire
FY8 4LQ
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-03
Last: 2025-12-20
Officers (3 active · 0 resigned)
Active
HALSALL, David Alan→
Activedirector · ~72y · appointed 2015-12-21
View their other companies + combined net worth →
HALSALL, Irene→
Activedirector · ~73y · appointed 2015-12-21
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Arbuthnot Lahtam & Co., Arbuthnot Lahtam & Co., Limited | A registered charge | 1 property | 07/11/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (26 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-18
change-person-director-company-with-change-date
officers · CH01
2026-02-03
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-09-02
change-sail-address-company-with-old-address-new-address
address · AD02
2025-01-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-04-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-20