POLICY LINK (HOLDINGS) LIMITED

🌳Matureactive

10008299 · ltd · incorporated 2016-02-16

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 4.7y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

74/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other activities auxiliary to insurance and pension funding

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

1 live charge · oldest 4.7y

75/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Charge age ~4.7 years — mid-life; refi window approaching.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

9 officers (2 active, 9 linked, 7 with DOB)

Ownership & PSC

1 active PSC(s) of 4 total, 4 with control declared

Director network

10 connected companies via shared directors

Filing history

58 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

74/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Average employees	200	200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (39 events)Click to expand

2025-12-02
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-19
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-22
📄
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-22
🔓
Charge satisfied #1
2024-02-20
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-01-20
📄
legacy
accounts · PARENT_ACC
2024-01-18
📄
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-01-18
📄
legacy
accounts · PARENT_ACC
2024-01-18
📄
legacy
other · AGREEMENT2
2024-01-18
📄
legacy
other · GUARANTEE2
2024-01-08
📄
legacy
other · AGREEMENT2
2023-12-27
📄
legacy
other · GUARANTEE2
2023-11-01
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-10-20
📄
change-person-director-company-with-change-date
officers · CH01
2023-10-18
✏️
certificate-change-of-name-company
change-of-name · CERTNM
2023-08-25
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-08-25
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2023-08-23
➖
PATEL, Uwais resigned
secretary
2023-08-23
➖
DUNN, Paul resigned
director
2023-04-26
📄
change-person-director-company-with-change-date
officers · CH01
2023-04-25
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-12-09
📄
accounts-with-accounts-type-small
accounts · AA
2022-02-17
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2021-10-12
🔒
Charge registered #1
Lender: Growth Lending 2021 Limited
2020-02-07
➕
RIGBY, Mark appointed
director
2020-02-07
➕
PATEL, Uwais appointed
secretary
2020-02-07
➕
DUNN, Paul appointed
director
2020-02-06
➖
AMIS, David Forster resigned
secretary
2020-02-06
➖
AMIS, David Forster resigned
director
2020-02-06
➖
MUIRHEAD, David Andrew resigned
director
2020-02-06
➖
RODGER, Donald Charles resigned
director
2018-04-01
➕
LOWERY, Ethan appointed
director
2018-04-01
➕
AMIS, David Forster appointed
director
2017-07-03
➖
MARR, Wayne resigned
director
2016-02-16
🏢
Company incorporated
As POLICY LINK (HOLDINGS) LIMITED
2016-02-16
➕
AMIS, David Forster appointed
secretary
2016-02-16
➕
MARR, Wayne appointed
director
2016-02-16
➕
MUIRHEAD, David Andrew appointed
director
2016-02-16
➕
RODGER, Donald Charles appointed
director

Owner dependency

58/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Irevolution Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Irevolution Group Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

POLICY LINK (HOLDINGS) LIMITED

This company · 10008299

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Irevolution Group Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	07/02/2020

3 historic (ceased) PSCs

Mr Donald Charles Rodgerceased 07/02/2020· 25-50% shares
Mr David Andrew Muirheadceased 07/02/2020· 25-50% shares
Mr Wayne Marrceased 07/07/2017· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · SR postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
RIVERSTONE WEALTH MANAGEMENT LIMITED→ 06952567 · est 2009	£565.3k £411.1k–£719.4k	—	—	400	16y	81	65y
J.E. LAIDLER (NORTH EAST) LIMITED→ 01102705 · est 1973 · no financials extracted	—	—	—	—	53y	82	87y
KINGSLAND WEALTH MANAGEMENT LIMITED→ 04414865 · est 2002	—	—	—	2000	24y	81	70y
ORACLE FINANCIAL PLANNING LIMITED→ 06753174 · est 2008	—	—	£108.9k	—	17y	81	65y
ADVANCED IFA LTD→ 05080099 · est 2004	—	—	£0	—	22y	80	58y
ADVICE AND SOLUTIONS LIMITED→ 05287908 · est 2004	—	—	£29.7k	—	21y	80	67y
ALLEN TOMAS & CO FINANCIAL MANAGEMENT LTD.→ 08864562 · est 2014	—	—	£93.6k	—	12y	80	58y
FINANCE MY WILL LTD→ 16437365 · est 2025 · no financials extracted	—	—	—	—	—	—	—
KDO INVESTCO LIMITED→ 15586499 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
M.S.N SECURE SERVICES LTD→ 15357514 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
NICHOLSON NORTH LIMITED→ 14371729 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
OLS INVESTMENTS LTD→ 14905455 · est 2023 · no financials extracted	—	—	—	—	2y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2016-02-16

Jurisdictionengland-wales

Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

First Floor Waterside House

Wearfield, Sunderland Enterprise Park

Sunderland

SR5 2TZ

England

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-02-21

Last: 2026-02-07

Officers (2 active · 7 resigned)

LOWERY, Ethan→

director · ~33y · appointed 2018-04-01

View their other companies + combined net worth →

Active

RIGBY, Mark→

director · ~45y · appointed 2020-02-07

View their other companies + combined net worth →

Active

AMIS, David Forster→

secretary · appointed 2016-02-16 · resigned 2020-02-06

Resigned

PATEL, Uwais→

secretary · appointed 2020-02-07 · resigned 2023-08-23

Resigned

AMIS, David Forster→

director · ~57y · appointed 2018-04-01 · resigned 2020-02-06

Resigned

DUNN, Paul→

director · ~52y · appointed 2020-02-07 · resigned 2023-08-23

Resigned

MARR, Wayne→

director · ~41y · appointed 2016-02-16 · resigned 2017-07-03

Resigned

MUIRHEAD, David Andrew→

director · ~41y · appointed 2016-02-16 · resigned 2020-02-06

Resigned

RODGER, Donald Charles→

director · ~71y · appointed 2016-02-16 · resigned 2020-02-06

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	satisfied	Growth Lending 2021 Growth Lending 2021 Limited	A registered charge	3 properties	12/10/2021	22/10/2024

Recent filings (58 total)

confirmation-statement-with-updates

confirmation-statement · CS01

2026-02-19

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-12-02

confirmation-statement-with-updates

confirmation-statement · CS01

2025-02-19

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-12-19

mortgage-satisfy-charge-full

mortgage · MR04

2024-10-22

confirmation-statement-with-updates

confirmation-statement · CS01

2024-02-20

change-to-a-person-with-significant-control

persons-with-significant-control · PSC05

2024-02-20

legacy

accounts · PARENT_ACC

2024-01-20

accounts-with-accounts-type-audit-exemption-subsiduary

accounts · AA

2024-01-18

legacy

accounts · PARENT_ACC

2024-01-18

legacy

other · AGREEMENT2

2024-01-18

legacy

other · GUARANTEE2

2024-01-18

legacy

other · AGREEMENT2

2024-01-08

legacy

other · GUARANTEE2

2023-12-27

change-to-a-person-with-significant-control

persons-with-significant-control · PSC05

2023-11-01