A & L TAYLOR (WEST SUSSEX) LTD

🌳Matureactive
10020961 · ltd · incorporated 2016-02-23
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Feb 2025
Net worth
£23.6k
book net assets
Opportunity
64/100
Worth a look
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Special-situation opportunity
Distressed financial-services with salvageable qualities — special-situations priority.

Opportunity 64/100 (worth a look), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £23,635
Net assets shrinking
Down £100,621 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£24k
↓ 81% YoY
Current Assets
£32k
↓ 77% YoY
Current Liabilities
£0£28k£55k£83k£111k£139kFeb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-02-282024-02-29
Current assets£32.1k£138.6k
Net assets£23.6k£124.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
  • 2 gazette
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2026-02-10
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  2. 2026-02-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2026-01-27
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  4. 2024-11-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-11-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2023-02-03
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  7. 2023-02-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2023-01-31
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  9. 2022-05-11
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  10. 2022-05-10
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  11. 2021-07-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2021-06-24
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  13. 2021-06-15
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  14. 2020-06-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2019-11-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2018-10-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2017-11-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2016-02-23
    🏢
    Company incorporated
    As A & L TAYLOR (WEST SUSSEX) LTD
  19. 2016-02-23
    TAYLOR, Andrew appointed
    director
  20. 2016-02-23
    TAYLOR, Lisa appointed
    director

Owner dependency

86/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "TAYLOR" — strong identity link between founder and business.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 high ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-03-08

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Andrew Taylor
Individual · British · DOB 03/1971 · age 55
2550%
25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2016-02-23
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

7 Derwent Close
Horsham
West Sussex
RH12 4GW
United Kingdom

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-03-08OVERDUE
Last: 2025-02-22

Officers (2 active · 0 resigned)

TAYLOR, Andrew
director · ~55y · appointed 2016-02-23
View their other companies + combined net worth →
Active
TAYLOR, Lisa
director · ~46y · appointed 2016-02-23
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (27 total)

gazette-filings-brought-up-to-date
gazette · DISS40
2026-02-10
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-09
gazette-notice-compulsory
gazette · GAZ1
2026-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-12
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-23
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-12
gazette-filings-brought-up-to-date
gazette · DISS40
2023-02-03
accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-02
gazette-notice-compulsory
gazette · GAZ1
2023-01-31
gazette-filings-brought-up-to-date
gazette · DISS40
2022-05-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-10
gazette-notice-compulsory
gazette · GAZ1
2022-05-10
accounts-with-accounts-type-micro-entity
accounts · AA
2021-07-06