OASIS MOTOR FINANCE LIMITED
🌳Matureactive
10055340 · ltd · incorporated 2016-03-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Financial leasing
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
7 live charges · 5 lenders · oldest 8.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 8.9 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
79
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 address
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 address
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-04-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-12-01📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2025-05-28📄change-to-a-person-with-significant-control-without-name-datepersons-with-significant-control · PSC04
- 2025-05-28📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-05-27📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-27📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-27📄gazette-notice-compulsorygazette · GAZ1
- 2025-01-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-02-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-11🔒Charge registered #7Lender: Hampshire Trust Bank PLC
- 2023-01-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-01-31🔒Charge registered #6Lender: Aldermore Bank PLC
- 2022-01-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-07-30🔒Charge registered #5Lender: Siemens Financial Services Limited
- 2018-10-01🔒Charge registered #4Lender: Lloyds Bank PLC
- 2018-05-01🔒Charge registered #3Lender: Lloyds Bank PLC
- 2018-05-01🔒Charge registered #2Lender: Lloyds Bank PLC
- 2017-07-28🔒Charge registered #1Lender: Shawbrook Bank Limited
- 2016-03-10🏢Company incorporatedAs OASIS MOTOR FINANCE LIMITED
- 2016-03-10➕PRESTON, Suzanne Claire appointeddirector
- 2016-03-10➕PRESTON, Thomas George appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 low7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Thomas George Preston Individual · British · DOB 03/1981 · age 45 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LEDASI→ 16595401 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MAE SOLUTIONS LIMITED→ 16122653 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| MEADE PROPERTY HOLDINGS LTD→ 16026791 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| MH FROST CAPITAL LTD→ 16926157 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| NATIONWIDE WARRANTIES LIMITED→ 01608368 · est 1982 · no financials extracted | — | — | — | — | 44y | — | — |
| NORTHWEST PAYMENTS LTD→ 14507806 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| NUMA SERVICES LIMITED→ 16657776 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| OP PROPERTIES & REPAIRS LTD→ 16175415 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| OPEN FINANCIAL SERVICES LTD→ 14374528 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| OPEN FINANCIAL SOLUTIONS LTD→ 10565379 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ORCA FINANCE AND LEASING LTD→ 15513761 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| OTIS LEWIS LIMITED→ 07894875 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-03-10
Jurisdictionengland-wales
Primary SIC64910 — Financial leasing
Registered office
Unit 6 Trident Way
Blackburn
BB1 3NU
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-03-31
Confirmation statement
Next due: 2027-03-23
Last: 2026-03-09
Officers (2 active · 0 resigned)
PRESTON, Suzanne Claire→
Activedirector · ~44y · appointed 2016-03-10
View their other companies + combined net worth →
PRESTON, Thomas George→
Activedirector · ~45y · appointed 2016-03-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
7
Outstanding
5
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Hampshire Trust Bank Hampshire Trust Bank PLC | A registered charge | — | 11/01/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | — | 31/01/2022 | — | |
| outstanding | Siemens Financial Services Siemens Financial Services Limited | A registered charge | — | 30/07/2019 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 01/10/2018 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 01/05/2018 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 01/05/2018 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | — | 28/07/2017 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (39 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-23
change-account-reference-date-company-previous-extended
accounts · AA01
2025-12-01
change-to-a-person-with-significant-control-without-name-date
persons-with-significant-control · PSC04
2025-05-28
gazette-filings-brought-up-to-date
gazette · DISS40
2025-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-27
change-person-director-company-with-change-date
officers · CH01
2025-05-27
change-person-director-company-with-change-date
officers · CH01
2025-05-27
gazette-notice-compulsory
gazette · GAZ1
2025-05-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-24