5AM GROUP LIMITED
🌳Matureactive
10079569 · ltd · incorporated 2016-03-23
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-458.7k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 74/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 5.4y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £458,702
Cash YoY
-14%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£8k
↓ 14% YoY
Net Worth
-£459k
↑ 6.8% YoY
Current Assets
£918k
↓ 18% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £-458.7k | £-492.0k |
| Current assets | £917.6k | £1.12M |
| Cash | £7.7k | £8.9k |
| Debtors | £387.5k | £400.0k |
| Net assets | £-458.7k | £-492.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 address
- • 1 confirmation-statement
Last 180 days
3
filings
- • 1 address
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-04-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-12-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-25🔒Charge registered #2Lender: Shawbrook Bank Limited
- 2023-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-12-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-22🔒Charge registered #1Lender: Pmj Capital Limited
- 2020-12-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-12-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-12-02📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2020-07-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-12-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-15📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2019-05-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2016-03-23🏢Company incorporatedAs 5AM GROUP LIMITED
- 2016-03-23➕COAN, James Adrian John appointeddirector
- 2016-03-23➕COAN, Sarah Ann appointeddirector
- 2016-03-23➕PECK, Judith appointeddirector
- 2016-03-23➕PECK, Richard Paul appointeddirector
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
35/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Richard Paul Peck Individual · British · DOB 06/1974 · age 52 | — | — | sig. influencesignificant influence | 02/12/2020 |
Mr James Adrian John Coan Individual · British · DOB 12/1973 · age 53 | — | — | sig. influencesignificant influence | 02/12/2020 |
2 historic (ceased) PSCs
- Mr Jamie Adrian John Coanceased 23/03/2018· significant influence
- Mr Richard Paul Peckceased 23/03/2018· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A & K HARRISON PROPERTY LTD→ 16768653 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A.B. PARTON & SON LIMITED→ 00821061 · est 1964 · no financials extracted | — | — | — | — | 61y | — | — |
| A.I.I. ENTERPRISE LIMITED→ 10165242 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| A&A PROPERTY SERVICES (CHESHIRE) LTD→ 13544199 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ABBEYFIELDS SANDBACH LTD→ 12137761 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ABC CHESHIRE RENTALS LTD→ 17101799 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ABCE INVESTMENTS LIMITED→ 15534715 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ABODES OF CHESHIRE LTD→ 16121123 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACCOMMODATION 4 YOU LIMITED→ 16442552 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACE PHOENIX LIMITED→ 08394881 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ACHRAY PROPERTIES LTD→ 14669075 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ACRE PARTNERSHIP LIMITED→ 05309716 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-03-23
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
13 High Street
Weaverham
Northwich
CW8 3HA
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-26
Last: 2026-03-12
Officers (4 active · 0 resigned)
COAN, James Adrian John→
Activedirector · ~53y · appointed 2016-03-23
View their other companies + combined net worth →
COAN, Sarah Ann→
Activedirector · ~48y · appointed 2016-03-23
View their other companies + combined net worth →
PECK, Judith→
Activedirector · ~52y · appointed 2016-03-23
View their other companies + combined net worth →
PECK, Richard Paul→
Activedirector · ~52y · appointed 2016-03-23
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 25/04/2024 | — | |
| outstanding | Pmj Capital Pmj Capital Limited | A registered charge | 1 property | 22/12/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (34 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-10-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-04