4 RIVERS SERVICES LIMITED

💤Zombieactive
10119999 · ltd · incorporated 2016-04-12
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£-50.2k
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 7.3y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 7.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (70/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £50,203

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
-£50k
Current Assets
£78k
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-10-31
Total assets£27.7k
Current assets£77.8k
Debtors£77.8k
Net assets£-50.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 persons-with-significant-control
Last 180 days
2
filings
  • • 1 persons-with-significant-control
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-04-06
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  2. 2026-01-15
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  3. 2025-07-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2025-01-20
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2024-07-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-06-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-04-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-03-07
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2021-03-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-01-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-01-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2019-04-09
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  13. 2019-02-25
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2019-02-19
    🔒
    Charge registered #1
    Lender: Peter Edward Petyt, Whitehall Trustees Limited
  15. 2019-01-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-10-24
    ➖
    VINES, David resigned
    director
  17. 2018-10-24
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  18. 2018-06-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  19. 2018-06-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  20. 2016-04-12
    🏢
    Company incorporated
    As 4 RIVERS SERVICES LIMITED
  21. 2016-04-12
    ➕
    PETYT, Peter appointed
    secretary
  22. 2016-04-12
    ➕
    PETYT, Peter Edward appointed
    director
  23. 2016-04-12
    ➕
    VINES, David appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

65/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 high ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-03-22

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Peter Edward Petyt
Individual · British · DOB 11/1963 · age 63
25–50%
—25-50% shares12/04/2016
1 historic (ceased) PSC
  • Mr David Vinesceased 01/01/2026· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2016-04-12
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

C/O Rock Tax & Accounting Elm House, Tanshire Park
Shackleford Road
Elstead, Godalming
Surrey
GU8 6LB
United Kingdom

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-03-22OVERDUE
Last: 2025-03-08

Officers (2 active · 1 resigned)

PETYT, Peter→
secretary · appointed 2016-04-12
View their other companies + combined net worth →
Active
PETYT, Peter Edward→
director · ~63y · appointed 2016-04-12
View their other companies + combined net worth →
Active
VINES, David→
director · ~58y · appointed 2016-04-12 · resigned 2018-10-24
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Peter Edward Petyt, Whitehall Trustees
Peter Edward Petyt, Whitehall Trustees Limited
A registered charge1 property19/02/2019—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (28 total)

cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-06
change-account-reference-date-company-previous-extended
accounts · AA01
2026-01-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-01-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-03-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-22
confirmation-statement-with-updates
confirmation-statement · CS01
2020-04-23