C & J FISHER LIMITED
🌳Matureactive
10133900 · ltd · incorporated 2016-04-19
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£58.2k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: SIC 45190
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
30 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £58,196
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£58k
↑ 40% YoY
Current Assets
£26k
↓ 16% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £31.5k | £41.7k |
| Current assets | £25.9k | £30.8k |
| Net assets | £58.2k | £41.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2026-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-31📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-09-20📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-01-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-03-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-01-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-14📄gazette-filings-brought-up-to-dategazette · DISS40
- 2018-07-10📄gazette-notice-compulsorygazette · GAZ1
- 2016-04-19🏢Company incorporatedAs C & J FISHER LIMITED
- 2016-04-19➕FISHER, Craig appointeddirector
- 2016-04-19➕FISHER, Jayne Ellen appointeddirector
Owner dependency
94/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "FISHER" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
61/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Craig Fisher Individual · British · DOB 06/1963 · age 63 | 25–50% | — | 25-50% shares | 19/04/2016 |
Mrs Jayne Ellen Fisher Individual · British · DOB 03/1970 · age 56 | 25–50% | — | 25-50% shares | 19/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AM VEHICLE GROUP LTD→ 12033816 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BAS (NW) LIMITED→ 08353221 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BITUMEN PLANT & COMMERCIAL LIMITED→ 11450212 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| C J COMMERCIALS (ST HELENS) LTD→ 09462505 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| CAR DIAGNOSTIC CENTRE LTD→ 12909593 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CAR FINANCE 360 LIMITED→ 11678783 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CAR FINANCE MERSEYSIDE LTD→ 12150569 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CAR KARL TRANS LTD→ 14345894 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CAR PROJECT LTD→ 13572932 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CARLEX LIMITED→ 00426465 · est 1946 · no financials extracted | — | — | — | — | 79y | — | — |
| CARS EXCEL LTD→ 15743334 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CBS T/AS CAR BODY SOLUTIONS LTD→ 07796423 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-04-19
Jurisdictionengland-wales
Primary SIC45190 — SIC 45190
Registered office
9 Radlett Close
Penketh
Warrington
Cheshire
WA5 2NY
United Kingdom
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-05-17
Last: 2026-05-03
Officers (2 active · 0 resigned)
FISHER, Craig→
Activedirector · ~63y · appointed 2016-04-19
View their other companies + combined net worth →
FISHER, Jayne Ellen→
Activedirector · ~56y · appointed 2016-04-19
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (30 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-27
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-01-31
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-07
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-11-06
change-person-director-company-with-change-date
officers · CH01
2023-09-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-09-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-05
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-29
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-28