FIFE CON LIMITED
🌳Matureactive
10177484 · ltd · incorporated 2016-05-12
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Sector: Financial & insurance
ALSO REGISTERED FOR
- 70229Management consultancy activities other than financial management
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
42 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | — | £99.8k |
| Current assets | — | £95.3k |
| Net assets | — | £99.3k |
| Average employees | 200 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 address
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-03-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-08-06📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2025-08-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-09-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-08-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-08-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-08-02📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-08-02📄change-person-director-company-with-change-dateofficers · CH01
- 2022-08-02📄change-person-director-company-with-change-dateofficers · CH01
- 2022-07-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-07-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-07-21📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-21📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-07-21📄change-person-director-company-with-change-dateofficers · CH01
- 2020-12-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-05-12🏢Company incorporatedAs FIFE CON LIMITED
- 2016-05-12➕FORMAN, Amanda appointedsecretary
- 2016-05-12➕FORMAN, Adam Robert appointeddirector
- 2016-05-12➕FORMAN, Amanda appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Amanda Forman Individual · British · DOB 11/1973 · age 53 | 75–100% | 25–50% | board control75-100% shares · 75-100% voting · board control | 12/05/2016 |
1 historic (ceased) PSC
- Mr Adam Robert Formanceased 01/08/2019· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DELCAP ASSET MANAGEMENT LIMITED→ 03280320 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| DELTA Q TRADING LTD→ 10819538 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| EDUPAY LTD→ 15180977 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| EQUISURE UK LIMITED→ 16516081 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| F&I ONLINE LTD→ 09664343 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| FADDERS GLOBAL LTD→ 11286689 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| FAIR FINANCE LIMITED→ 03112887 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| FAIRWAY FAMILY INVESTMENT COMPANY LIMITED→ 11962500 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| FI PROTECT LTD→ 09444383 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| FIRST THOUGHT FINANCIAL LIMITED→ 13836649 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| FLAMING SILVER INVESTMENTS LIMITED→ 11756658 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| FLOW 48 LIMITED→ 14053887 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-05-12
Jurisdictionengland-wales
Primary SIC64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Registered office
15 Barham Avenue
Elstree
Borehamwood
WD6 3PW
England
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-08-01
Last: 2026-07-18
Officers (3 active · 0 resigned)
Active
FORMAN, Adam Robert→
Activedirector · ~54y · appointed 2016-05-12
View their other companies + combined net worth →
FORMAN, Amanda→
Activedirector · ~53y · appointed 2016-05-12
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (42 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-07-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-03
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-08-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-01
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-11
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-31
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-23
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-07-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-08-08
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-08-02
change-person-secretary-company-with-change-date
officers · CH03
2022-08-02