ACCESS TO PROPERTY LTD

🌳Matureactive

10189160 · ltd · incorporated 2016-05-19

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 9.7y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to May 2025

Net worth

£-4.3k

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Activities of financial services holding companies

Sector: Financial & insurance

Investor take

Pass (distressed without resilience)

Distressed asset-holding vehicle — structural issues outweigh the discount.

Opportunity 80/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 9.7y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 9.7 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

2 officers (2 active, 2 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

2 connected companies via shared directors

Filing history

30 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Negative net assets

Liabilities exceed assets by £4,347

Net assets shrinking

Down £4,382 YoY

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

-£4k

↓ 12520% YoY

Current Assets

£6k

↓ 63% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2025-05-31	2024-05-31
Total assets	£96.2k	£100.9k
Current assets	£5.7k	£15.5k
Net assets	£-4.3k	£35

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 confirmation-statement

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (19 events)Click to expand

2026-02-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-20
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-15
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-21
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-02-24
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-02-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-07-12
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2018-07-12
📄
change-person-director-company-with-change-date
officers · CH01
2018-07-03
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2018-07-02
📄
change-person-director-company-with-change-date
officers · CH01
2018-02-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-07-20
📄
capital-allotment-shares
capital · SH01
2017-07-20
📄
capital-allotment-shares
capital · SH01
2016-10-07
🔒
Charge registered #1
Lender: Onesavings Bank PLC
2016-05-19
🏢
Company incorporated
As ACCESS TO PROPERTY LTD
2016-05-19
➕
SAIYED, Shahheen, Mrs. appointed
director
2016-05-19
➕
SAIYED, Zakir Hussain appointed
director

Owner dependency

79/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Senior director age: Director aged approximately 59 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
+No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

51/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs. Shahheen Saiyed Individual · British · DOB 05/1967 · age 59	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	19/05/2016
Mr Zakir Hussain Saiyed Individual · British · DOB 04/1967 · age 59	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	19/05/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Holding company · LE postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
A & G INVESTMENTS HOLDING LIMITED→ 13254320 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
A E PAYNE LIMITED→ 07428499 · est 2010 · no financials extracted	—	—	—	—	15y	—	—
A GROUP OF COMPANIES LTD→ 16702760 · est 2025 · no financials extracted	—	—	—	—	—	—	—
A&C GREEN VENTURES LIMITED→ 16376188 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
ABBEY HM-JN LTD→ 16036981 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ABC HOLDINGS (LEIC) LIMITED→ 15106867 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ABEL GROUP LIMITED→ 01799705 · est 1984 · no financials extracted	—	—	—	—	42y	—	—
ABTEC GROUP HOLDINGS LTD→ 16012111 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ACCESS ACCOUNTING LIMITED→ 06900276 · est 2009 · no financials extracted	—	—	—	—	16y	—	—
ACCESS OVERSEAS COMPANY HOLDINGS LIMITED→ 11722318 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
ACCESS USD LTD→ 14453533 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
ACE & SONS LIMITED→ 13756819 · est 2021 · no financials extracted	—	—	—	—	4y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2016-05-19

Jurisdictionengland-wales

Primary SIC64205 — Activities of financial services holding companies

Registered office

109 Coleman Road

Leicester

Leicestershire

LE5 4LE

England

Filing status

Accounts

Next due: 2027-02-28

Last made up to: 2025-05-31

Confirmation statement

Next due: 2027-06-01

Last: 2026-05-18

Officers (2 active · 0 resigned)

SAIYED, Shahheen, Mrs.→

director · ~59y · appointed 2016-05-19

View their other companies + combined net worth →

Active

SAIYED, Zakir Hussain→

director · ~59y · appointed 2016-05-19

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	Onesavings Bank Onesavings Bank PLC	A registered charge	1 property	07/10/2016	—

Click column headers to sort. Use filters above to narrow by status and lender.