2 EXP FINANCIAL SERVICES LIMITED
Opportunity 66/100 (strong), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: distressed disposal / insolvency (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-06-30 | 2023-06-30 |
|---|---|---|
| Total assets | £-15.8k | £-17.4k |
| Cash | — | £3.6k |
| Net assets | £-103.4k | £-112.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 gazette
- • 1 gazette
- • 1 gazette
- • 1 accounts
Corporate timeline (18 events)Click to expand
- 2026-05-26📄gazette-notice-compulsorygazette · GAZ1
- 2025-12-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-11-01📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-06-11📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2025-05-27📄gazette-notice-compulsorygazette · GAZ1
- 2024-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-05📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-06-11📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2022-05-31📄gazette-notice-compulsorygazette · GAZ1
- 2021-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-03-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-04-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-06-16🏢Company incorporatedAs 2 EXP FINANCIAL SERVICES LIMITED
- 2016-06-16➕EMANUEL, Philip David appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 high ·Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2026-03-31
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Philip David Emanuel Individual · British · DOB 12/1961 · age 65 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 17/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 7336 LIMITED→ 15141768 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 8C FINANCIAL SERVICES LTD→ 10210572 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| A & H INDEPENDENT FINANCIAL SERVICES LTD→ 03198824 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| A C & J FINANCIAL SERVICES LTD→ 10113380 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| A D ASSET MANAGEMENT LTD→ 11532681 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AA HOLDINGS BRIDGEND LTD→ 15750510 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABBY LEWIS CONSULTING LTD.→ 09125911 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ABER PROPERTY LTD→ 16819698 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABOUT LENDING LIMITED→ 13513027 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ABZ ALPHA LTD→ 15330908 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCESS BUSINESS FINANCE AND CONSULTANCY LTD→ 08866021 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ACCURATE TOO INVEST LTD→ 06826951 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
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