AI MARTIN & CO LTD
🌳Matureactive
10274626 · ltd · incorporated 2016-07-12
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£446.1k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
7 live charges · 6 lenders · oldest 9.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 9.9 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
41 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £446,124
Net assets shrinking
Down £8,922 YoY
Cash YoY
-14%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£17k
↓ 14% YoY
Net Worth
£446k
↓ 2.0% YoY
Current Assets
£32k
↑ 7.5% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £1.62M | £1.63M |
| Current assets | £32.1k | £29.8k |
| Cash | £16.9k | £19.7k |
| Debtors | £15.2k | £10.2k |
| Net assets | £446.1k | £455.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
- • 3 mortgage
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2026-04-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-04-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-15🔒Charge registered #7Lender: Godiva Mortgages Limited
- 2026-03-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-24🔓Charge satisfied #4
- 2026-02-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-25🔓Charge satisfied #2
- 2025-11-28📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-05-31➖MARTIN, Leslie resignedsecretary
- 2025-04-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-24🔒Charge registered #6Lender: The Mortgage Works (UK) PLC
- 2024-04-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-30📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-30📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-07-30🔒Charge registered #5Lender: Belmont Green Finance LTD
- 2019-07-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-07-04🔓Charge satisfied #1
- 2019-06-21🔒Charge registered #4Lender: Charter Court Financial Services Limited
- 2019-06-21🔒Charge registered #3Lender: Onesavings Bank PLC
- 2016-08-26🔒Charge registered #2Lender: Metro Bank PLC
- 2016-08-26🔒Charge registered #1Lender: Metro Bank PLC
- 2016-07-12🏢Company incorporatedAs AI MARTIN & CO LTD
- 2016-07-12➕MARTIN, Neal Kenneth appointeddirector
- 2016-07-12➕MARTIN, Tijen appointeddirector
- 2016-07-12➕MARTIN, Leslie appointedsecretary
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "MARTIN" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Tijen Martin Individual · British · DOB 02/1974 · age 52 | 25–50% | — | 25-50% shares | 12/07/2016 |
Mr Neal Kenneth Martin Individual · British · DOB 06/1977 · age 49 | 25–50% | — | 25-50% shares | 12/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · SG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A&L CZECH LTD→ 13733676 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ABRAHAM HAWKES DEVELOPMENTS LIMITED→ 12941489 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACQUIRED PROPERTY LIMITED→ 15351022 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADT PROPERTY RENTALS LIMITED→ 11649149 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AEN PROPERTIES LIMITED→ 14041848 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AERY PROPERTY LTD→ 10578288 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AG & DA PROPERTIES LTD→ 11431867 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AIBEN PROPERTIES UK LTD→ 16667995 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AIMBERRY HOMES LIMITED→ 10004461 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AIRPADS LIMITED→ 12713742 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AJAG PROPERTY LIMITED→ 14621883 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AJC MANAGEMENT LTD→ 16997582 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-07-12
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
1 Millbridge Mews
Hertford
Hertfordshire
SG14 1PY
England
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-03-28
Last: 2026-03-14
Officers (2 active · 1 resigned)
MARTIN, Neal Kenneth→
Activedirector · ~49y · appointed 2016-07-12
View their other companies + combined net worth →
MARTIN, Tijen→
Activedirector · ~52y · appointed 2016-07-12
View their other companies + combined net worth →
MARTIN, Leslie→
Resignedsecretary · appointed 2016-07-12 · resigned 2025-05-31
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
4
Outstanding
4
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Godiva Mortgages Godiva Mortgages Limited | A registered charge | 1 property | 15/04/2026 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 24/06/2024 | — | |
| outstanding | Belmont Green Finance Belmont Green Finance LTD | A registered charge | 1 property | 30/07/2019 | — | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 21/06/2019 | 24/03/2026 | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 21/06/2019 | — | |
| satisfied | Metro Bank Metro Bank PLC | A registered charge | 2 properties | 26/08/2016 | 25/02/2026 | |
| satisfied | Metro Bank Metro Bank PLC | A registered charge | 3 properties | 26/08/2016 | 04/07/2019 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (41 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-16
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-16
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-25
termination-secretary-company-with-name-termination-date
officers · TM02
2025-11-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-17
change-person-director-company-with-change-date
officers · CH01
2024-01-30
change-person-director-company-with-change-date
officers · CH01
2024-01-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-30