AGHOCO 1438 LIMITED
Opportunity 78/100 (strong), bankability 80/100. Strong seller-intent signal (60/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 7.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 7.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Average employees | 1 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
Corporate timeline (30 events)Click to expand
- 2026-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-17📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-07-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-17➖MCDONOUGH, John resigneddirector
- 2023-04-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-07-14📄change-person-director-company-with-change-dateofficers · CH01
- 2022-07-14📄change-person-director-company-with-change-dateofficers · CH01
- 2022-07-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-05-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-08-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-07-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-04-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-03-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-03-01🔒Charge registered #1Lender: Ubs Ag, London Branch
- 2016-08-10➕MCDONOUGH, Lynne Joyce appointeddirector
- 2016-08-10➖A G SECRETARIAL LIMITED resignedcorporate-secretary
- 2016-08-10➖HART, Roger resigneddirector
- 2016-08-10➕MCDONOUGH, John appointeddirector
- 2016-08-10➖A G SECRETARIAL LIMITED resignedcorporate-director
- 2016-08-10➖INHOCO FORMATIONS LIMITED resignedcorporate-nominee-director
- 2016-07-14🏢Company incorporatedAs AGHOCO 1438 LIMITED
- 2016-07-14➕A G SECRETARIAL LIMITED appointedcorporate-secretary
- 2016-07-14➕HART, Roger appointeddirector
- 2016-07-14➕A G SECRETARIAL LIMITED appointedcorporate-director
- 2016-07-14➕INHOCO FORMATIONS LIMITED appointedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 79 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Lynne Joyce Mcdonough Individual · British · DOB 03/1947 · age 79 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 10/08/2016 |
2 historic (ceased) PSCs
- Mr John Mcdonoughceased 17/09/2023· 25-50% shares · 25-50% voting · board control
- Inhoco Formations Limitedceased 19/12/2016· 75-100% shares · 75-100% voting · board control · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · IP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 19TH HOLE INVESTMENTS LTD→ 16811939 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1FX LTD→ 13333731 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 24 MORTGAGE & FINANCIAL SERVICES LIMITED→ 16051755 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 4I FINANCIAL SERVICES LIMITED→ 13870165 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 4P PROPERTIES LTD→ 14746896 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ABSAIL PARTNERS LTD→ 09898096 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ABSOLUTE SENSE INDEPENDENT FINANCIAL ADVISERS LIMITED→ 06647014 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| ACER MORTGAGE SOLUTIONS LTD→ 16084921 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADVIES WEALTH MANAGEMENT LTD→ 08509146 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| AFL FINANCIAL STRATEGIES LTD→ 07752817 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| AGRI LEND LIMITED→ 08299142 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| AHP WEALTH MANAGEMENT LIMITED→ 05679346 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ubs Ag, London Branch | A registered charge | — | 01/03/2019 | — |