PLOUGH AND WINDMILL LIMITED

💤Zombieactive
10278180 · ltd · incorporated 2016-07-14
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2025
Net worth
£49.1k
book net assets
Opportunity
73/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 73/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

2 live charges · oldest 9.2y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 9.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (1 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 5 total, 5 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £49,081

Key financials

1 year extracted from filed iXBRL accounts
Cash
£145
Net Worth
£49k
Current Assets
£65k
Current Liabilities

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-30
Total assets£54.4k
Current assets£65.1k
Cash£145
Debtors£64.9k
Net assets£49.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2025-11-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-05-14
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  3. 2025-03-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2025-01-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2024-10-11
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  6. 2024-10-11
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  7. 2024-09-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2024-09-09
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  9. 2024-09-09
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  10. 2024-08-09
    MORGAN, Jonathan Rhodri resigned
    director
  11. 2024-06-16
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2024-04-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2024-02-13
    📄
    capital-cancellation-shares
    capital · SH06
  14. 2023-03-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2022-04-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2021-04-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2020-07-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  18. 2020-05-14
    CURTIS, Richard John resigned
    director
  19. 2020-04-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2020-01-20
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  21. 2017-03-30
    🔒
    Charge registered #2
    Lender: Titlestone Property Lending Limited
  22. 2017-03-30
    🔒
    Charge registered #1
    Lender: Titlestone Property Lending Limited
  23. 2016-07-14
    🏢
    Company incorporated
    As PLOUGH AND WINDMILL LIMITED
  24. 2016-07-14
    WHITTINGHAM, Terry Lee appointed
    director
  25. 2016-07-14
    CURTIS, Richard John appointed
    director
  26. 2016-07-14
    MORGAN, Jonathan Rhodri appointed
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 low
Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Group structure

Juniper Homes Holdings Limited holds 25-50% — a significant corporate investor but not a controlling parent.

🏛️
Juniper Homes Holdings Limited
Corporate parent
PLOUGH AND WINDMILL LIMITED
This company · 10278180

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Juniper Homes Holdings Limited
Corporate entity
sig. influencesignificant influence09/08/2024
4 historic (ceased) PSCs
  • R & S Curtis Holdings Ltdceased 09/08/2024· 25-50% shares
  • Mr Terry Lee Whittinghamceased 09/08/2024· significant influence
  • Mr Jonathan Rhodri Morganceased 09/08/2024· significant influence
  • Mr Richard John Curtisceased 20/01/2020· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2016-07-14
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate

Registered office

37 St. Georges Road
Bristol
BS1 5UU
England

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-02-03
Last: 2026-01-20

Officers (1 active · 2 resigned)

WHITTINGHAM, Terry Lee
director · ~55y · appointed 2016-07-14
View their other companies + combined net worth →
Active
CURTIS, Richard John
director · ~57y · appointed 2016-07-14 · resigned 2020-05-14
Resigned
MORGAN, Jonathan Rhodri
director · ~51y · appointed 2016-07-14 · resigned 2024-08-09
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Titlestone Property Lending
Titlestone Property Lending Limited
A registered charge3 properties30/03/2017
outstanding
Titlestone Property Lending
Titlestone Property Lending Limited
A registered charge13 properties30/03/2017
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (37 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-13
change-account-reference-date-company-current-shortened
accounts · AA01
2025-05-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-14
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-01-24
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-10-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-10-11
termination-director-company-with-name-termination-date
officers · TM01
2024-09-09
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-09-09
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-09-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-06-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-05
capital-cancellation-shares
capital · SH06
2024-02-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-30