2 WAY LIVING LIMITED
🏛️Establishedactive
10315959 · ltd · incorporated 2016-08-08
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£1.50M
book net assets
Opportunity
66/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 66/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).
🏦
Refinance opportunity
19 live charges · 4 lenders · oldest 9.5y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 9.5 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
19 charges (19/19 with lender, 19/19 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
47 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
66/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,497,579
Cash YoY
+15%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£452k
↑ 15% YoY
Net Worth
£1.5m
↑ 47% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £5.00M | £4.06M |
| Cash | £452.5k | £393.3k |
| Net assets | £1.50M | £1.02M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 mortgage
Last 90 days
1
filing
- • 1 mortgage
Last 180 days
2
filings
- • 1 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (45 events)Click to expand
- 2026-05-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-05🔒Charge registered #19Lender: Paragon Bank PLC
- 2025-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-11🔒Charge registered #18Lender: Paragon Bank PLC
- 2025-04-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-08🔒Charge registered #17Lender: Paragon Bank PLC
- 2024-12-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-16🔒Charge registered #16Lender: Paragon Bank PLC
- 2024-04-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-28➕CHADDAH, Mia appointeddirector
- 2024-03-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-08🔒Charge registered #15Lender: Paragon Bank PLC
- 2023-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-04🔒Charge registered #14Lender: Paragon Bank PLC
- 2023-07-04🔒Charge registered #13Lender: Paragon Bank PLC
- 2023-03-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-03-02🔓Charge satisfied #12
- 2023-01-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-28🔒Charge registered #12Lender: Paragon Bank PLC
- 2022-12-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-23🔓Charge satisfied #3
- 2022-11-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-09🔒Charge registered #11Lender: Aldermore Bank PLC
- 2022-09-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-12🔒Charge registered #10Lender: Paragon Bank PLC
- 2022-06-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-05-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-05-23🔒Charge registered #9Lender: Paragon Bank PLC
- 2022-05-20🔒Charge registered #8Lender: Paragon Bank PLC
- 2021-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-07🔒Charge registered #7Lender: Paragon Bank PLC
- 2020-11-27🔒Charge registered #6Lender: Paragon Bank PLC
- 2020-08-12➕CHADDAH, Zilah appointeddirector
- 2019-08-21🔒Charge registered #5Lender: Onesavings Bank PLC
- 2018-02-21🔒Charge registered #3Lender: Paragon Bank PLC
- 2017-09-15🔒Charge registered #4Lender: Paragon Mortgages (2010) Limited
- 2017-06-16🔒Charge registered #2Lender: Paragon Bank PLC
- 2016-11-10🔒Charge registered #1Lender: Onesavings Bank PLC
- 2016-08-08🏢Company incorporatedAs 2 WAY LIVING LIMITED
- 2016-08-08➕CHADDAH, Deepak appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
17 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Dsc Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Dsc Holdings Limited
Corporate parent · holds 75-100% shares
⬇
2 WAY LIVING LIMITED
This company · 10315959
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dsc Holdings Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 01/10/2016 |
1 historic (ceased) PSC
- Mr Deepak Chaddahceased 01/10/2016· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · SO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 POOLE ROAD LIMITED→ 14874264 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 124A LOWER NORTHAM ROAD MANAGEMENT COMPANY LIMITED→ 06953004 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 130 PROPERTY LTD→ 11279961 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 164.5 SPV LTD→ 12278727 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 1MPG LTD→ 17081580 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 1ST CHOICE HOMES LTD→ 14415681 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 21 SIXTY SIX LTD→ 13412807 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 21 STANHOPE ROAD N6 FREEHOLD LIMITED→ 07104554 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 220230 PROPERTY LIMITED→ 11062350 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 236 ABINGDON ROAD LIMITED→ 06571379 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 24 ACOUSTICS CAPITAL INVESTMENTS LIMITED→ 10615692 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 24 HAZELEIGH AVENUE MANAGEMENT LIMITED→ 08189081 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-08-08
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Highland House Mayflower Close
Chandler's Ford
Eastleigh
Hampshire
SO53 4AR
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-21
Last: 2025-08-07
Officers (3 active · 0 resigned)
CHADDAH, Deepak→
Activedirector · ~43y · appointed 2016-08-08
View their other companies + combined net worth →
CHADDAH, Mia→
Activedirector · ~20y · appointed 2024-03-28
View their other companies + combined net worth →
CHADDAH, Zilah→
Activedirector · ~40y · appointed 2020-08-12
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
19
Total charges
17
Outstanding
3
Active lenders
Status:Lender:19 of 19 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 05/05/2026 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 11/07/2025 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 08/04/2025 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 16/12/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 08/03/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 04/07/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 2 properties | 04/07/2023 | — | |
| satisfied | Paragon Paragon Bank PLC | A registered charge | 1 property | 28/12/2022 | 02/03/2023 | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 09/11/2022 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 12/09/2022 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 23/05/2022 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 20/05/2022 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 07/04/2021 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 27/11/2020 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 21/08/2019 | — | |
| satisfied | Paragon Paragon Bank PLC / Paragon Mortgages (2010) Limited | A registered charge | — | 21/02/2018 | 23/11/2022 | |
| outstanding | Paragon Paragon Mortgages (2010) Limited | A registered charge | 1 property | 15/09/2017 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 16/06/2017 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 10/11/2016 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (47 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-20
appoint-person-director-company-with-name-date
officers · AP01
2024-04-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-07
mortgage-satisfy-charge-full
mortgage · MR04
2023-03-02