21 PLUMBERS ROW LIMITED
🏛️Establishedactive
10404148 · ltd · incorporated 2016-09-30
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 75/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
6 live charges · 4 lenders · oldest 8.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 8.3 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (62/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 8 with DOB)
90
Ownership & PSC
3 active PSC(s) of 5 total, 5 with control declared
90
Director network
26 connected companies via shared directors
90
Filing history
47 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
2
filings
- • 1 accounts
- • 1 officers
Last 180 days
4
filings
- • 1 accounts
- • 1 officers
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
- 2026-06-02📄accounts-with-accounts-type-smallaccounts · AA
- 2026-05-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-01➕QUAIL, Laurence Richard appointeddirector
- 2026-01-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2026-01-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-05-14📄accounts-with-accounts-type-smallaccounts · AA
- 2024-05-18📄accounts-with-accounts-type-smallaccounts · AA
- 2024-04-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-28➖SMITH, Henry Thomas resigneddirector
- 2024-02-23➕REYNOLDS, Chelsea appointeddirector
- 2024-02-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-21📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-12-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-11-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-23🔓Charge satisfied #3
- 2023-11-23🔓Charge satisfied #2
- 2023-11-23🔓Charge satisfied #1
- 2023-06-08📄accounts-with-accounts-type-smallaccounts · AA
- 2022-04-27📄accounts-with-accounts-type-smallaccounts · AA
- 2021-05-25📄accounts-with-accounts-type-smallaccounts · AA
- 2020-05-15📄accounts-with-accounts-type-smallaccounts · AA
- 2019-05-31📄accounts-with-accounts-type-smallaccounts · AA
- 2018-11-09🔒Charge registered #6Lender: Investec Bank PLC
- 2018-11-09🔒Charge registered #5Lender: Investec Bank PLC
- 2018-11-09🔒Charge registered #4Lender: Investec Bank PLC
- 2018-05-29➕SPIRES, Christopher John appointeddirector
- 2018-05-29➖CARMICHAEL, James Scott resigneddirector
- 2018-05-29➕SMITH, Henry Thomas appointeddirector
- 2018-03-15🔒Charge registered #3Lender: The Utley Family Charitable Trust
- 2018-03-15🔒Charge registered #2Lender: Thorpe Finance Limited
- 2018-03-15🔒Charge registered #1Lender: Aitch Estates Limited
- 2017-05-11➖BALASURIYA, Rajasinghe resigneddirector
- 2017-05-11➕CARMICHAEL, James Scott appointeddirector
- 2017-05-11➖STEADMAN, Simon Christoffer resigneddirector
- 2016-09-30🏢Company incorporatedAs 21 PLUMBERS ROW LIMITED
- 2016-09-30➕BALASURIYA, Rajasinghe appointeddirector
- 2016-09-30➕SMITH, Henry Thomas appointeddirector
- 2016-09-30➖SMITH, Henry Thomas resigneddirector
- 2016-09-30➕STEADMAN, Simon Christoffer appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Smith Family Holdings Limited holds 25-50% — a significant corporate investor but not a controlling parent.
🏛️significant stake
Smith Family Holdings Limited
Corporate parent · holds 25-50% shares
⬇
21 PLUMBERS ROW LIMITED
This company · 10404148
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Rajasinghe Balasuriya Individual · British · DOB 08/1962 · age 64 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 20/12/2023 |
Smith Family Holdings Limited Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/06/2017 |
Neil Alan Utley Individual · British · DOB 01/1962 · age 64 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 11/05/2017 |
2 historic (ceased) PSCs
- Thorpe Finance Limitedceased 20/12/2023· 25-50% shares · 25-50% voting
- Childer Street Holdings Limitedceased 01/06/2017· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & G BLINDS LIMITED→ 07072314 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| A&E CONSTRUCTION GROUP LTD→ 16747254 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADL SOULTIONS LTD→ 16757564 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADLET PROPERTIES LTD→ 13564635 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ADORNA WATERSIDE LIMITED→ 16027651 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADVANCE ACCOUNT SERVICES LIMITED→ 16509681 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADVANCE BUILDING CONTRACTORS LTD→ 16768858 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADVANCE SKILLS FORCE LTD→ 13227422 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ADVANCED INTERIOR SOLUTIONS (PROJECTS) LIMITED→ 09346477 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ADVANCED INTERIOR SOLUTIONS LIMITED→ 01431977 · est 1979 · no financials extracted | — | — | — | — | 46y | — | — |
| ADX DEVELOPMENTS LTD→ 16595686 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADZ CONSTRUCTION LTD→ 13892804 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-09-30
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
1st Floor Cordy House
87-95 Curtain Road
London
EC2A 3BS
United Kingdom
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-08-18
Last: 2025-08-04
Officers (3 active · 5 resigned)
QUAIL, Laurence Richard→
Activedirector · ~46y · appointed 2026-04-01
View their other companies + combined net worth →
REYNOLDS, Chelsea→
Activedirector · ~39y · appointed 2024-02-23
View their other companies + combined net worth →
SPIRES, Christopher John→
Activedirector · ~60y · appointed 2018-05-29
View their other companies + combined net worth →
BALASURIYA, Rajasinghe→
Resigneddirector · ~64y · appointed 2016-09-30 · resigned 2017-05-11
CARMICHAEL, James Scott→
Resigneddirector · ~73y · appointed 2017-05-11 · resigned 2018-05-29
SMITH, Henry Thomas→
Resigneddirector · ~64y · appointed 2018-05-29 · resigned 2024-03-28
SMITH, Henry Thomas→
Resigneddirector · ~64y · appointed 2016-09-30 · resigned 2016-09-30
STEADMAN, Simon Christoffer→
Resigneddirector · ~60y · appointed 2016-09-30 · resigned 2017-05-11
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
3
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Investec Bank Investec Bank PLC | A registered charge | — | 09/11/2018 | — | |
| outstanding | Investec Bank Investec Bank PLC | A registered charge | — | 09/11/2018 | — | |
| outstanding | Investec Bank Investec Bank PLC | A registered charge | 1 property | 09/11/2018 | — | |
| satisfied | The Utley Family Charitable Trust | A registered charge | 1 property | 15/03/2018 | 23/11/2023 | |
| satisfied | Thorpe Finance Thorpe Finance Limited | A registered charge | 1 property | 15/03/2018 | 23/11/2023 | |
| satisfied | Aitch Estates Aitch Estates Limited | A registered charge | 1 property | 15/03/2018 | 23/11/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (47 total)
accounts-with-accounts-type-small
accounts · AA
2026-06-02
appoint-person-director-company-with-name-date
officers · AP01
2026-05-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-01-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-01-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-04
accounts-with-accounts-type-small
accounts · AA
2025-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-18
accounts-with-accounts-type-small
accounts · AA
2024-05-18
termination-director-company-with-name-termination-date
officers · TM01
2024-04-02
appoint-person-director-company-with-name-date
officers · AP01
2024-02-23
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-12-21
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-12-20
mortgage-satisfy-charge-full
mortgage · MR04
2023-11-23
mortgage-satisfy-charge-full
mortgage · MR04
2023-11-23
mortgage-satisfy-charge-full
mortgage · MR04
2023-11-23