ELITE PROFESSIONAL FINANCE LIMITED
💤Zombieactive
10414384 · ltd · incorporated 2016-10-06
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£2.6k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
ALSO REGISTERED FOR
- 64999Financial intermediation not elsewhere classified
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
3 connected companies via shared directors
54
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £2,622
Net assets shrinking
Down £9,710 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£3k
↓ 79% YoY
Current Assets
£69k
↑ 61% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £41.9k | £16.7k |
| Current assets | £69.0k | £42.8k |
| Net assets | £2.6k | £12.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2025-11-18➕NATVARLAL, Jassemini appointedsecretary
- 2025-11-18📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-08-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-07📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-05-06📄gazette-notice-compulsorygazette · GAZ1
- 2024-07-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-25📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-05-10📄gazette-notice-compulsorygazette · GAZ1
- 2021-07-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-05-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-08-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-02-07➖AMANTE JR, Darlito resigneddirector
- 2017-02-07➖PERALTA, Peter resigneddirector
- 2016-10-06🏢Company incorporatedAs ELITE PROFESSIONAL FINANCE LIMITED
- 2016-10-06➕PATEL, Rishi appointeddirector
- 2016-10-06➕AMANTE JR, Darlito appointeddirector
- 2016-10-06➕PERALTA, Peter appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DELCAP ASSET MANAGEMENT LIMITED→ 03280320 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| DELTA Q TRADING LTD→ 10819538 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ECI 12 SPECIAL PURPOSE MIDCO 1 LIMITED→ 16559346 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ECI 12 SPECIAL PURPOSE MIDCO 2 LIMITED→ 16559406 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ECI 12 SPECIAL PURPOSE TOPCO LIMITED→ 16556655 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EDUPAY LTD→ 15180977 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| EDWIN WHITTINGHAM ASSOCIATES LIMITED→ 04810996 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| EL’FADS CAPITAL LTD→ 13255925 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ENVISTA FINANCE LTD→ 13087908 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| EOLITH MANAGEMENT LTD→ 16738830 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EPICSASS LIMITED→ 17128431 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| EQUISURE UK LIMITED→ 16516081 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-10-06
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies
Registered office
Brentano Suites, Catalyst House 720 Centennial Avenue,
Elstree
Borehamwood
WD6 3SY
England
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2027-03-04
Last: 2026-02-18
Officers (2 active · 2 resigned)
NATVARLAL, Jassemini→
Activesecretary · appointed 2025-11-18
View their other companies + combined net worth →
PATEL, Rishi→
Activedirector · ~37y · appointed 2016-10-06
View their other companies + combined net worth →
AMANTE JR, Darlito→
Resigneddirector · ~37y · appointed 2016-10-06 · resigned 2017-02-07
PERALTA, Peter→
Resigneddirector · ~43y · appointed 2016-10-06 · resigned 2017-02-07
Click a director name to see their full track record across all companies.
Recent filings (29 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-23
appoint-person-secretary-company-with-name-date
officers · AP03
2025-11-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-17
gazette-filings-brought-up-to-date
gazette · DISS40
2025-05-07
gazette-notice-compulsory
gazette · GAZ1
2025-05-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-30
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-03-18
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-22
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-29
gazette-filings-brought-up-to-date
gazette · DISS40
2022-05-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-24
gazette-notice-compulsory
gazette · GAZ1
2022-05-10