ADB FINANCE LTD
💤Zombieactive
10417728 · ltd · incorporated 2016-10-10
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 67-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2025-03-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-22📄change-person-director-company-with-change-dateofficers · CH01
- 2020-05-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-05-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-06-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-17📄capital-allotment-sharescapital · SH01
- 2018-10-17📄resolutionresolution · RESOLUTIONS
- 2018-07-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-03📄capital-name-of-class-of-sharescapital · SH08
- 2017-06-27📄resolutionresolution · RESOLUTIONS
- 2017-01-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-10-10🏢Company incorporatedAs ADB FINANCE LTD
- 2016-10-10➕BARROW, Angela Margaret appointeddirector
Owner dependency
95/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
65/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Angela Margaret Barrow Individual · British · DOB 07/1959 · age 67 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 10/10/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · OL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABELLA HOLDINGS LTD→ 10599173 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ACELLE LTD→ 12394592 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ACHIEVE FINANCIAL LIMITED→ 12514623 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ACUMEN INDEPENDENT FINANCIAL ADVISERS LIMITED→ 03826528 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| ADAPTIVE FINANCE LTD→ 08738870 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ADAPTIVE MONEY LIMITED→ 09555191 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AHMAD INVESTMENTS 2022 LIMITED→ 13917564 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AKC PROPERTY MANAGEMENT LTD→ 13929270 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ALAN RYAN FINANCIAL SERVICES LTD→ 09423383 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| AMAYA NR LIMITED→ 11151905 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AMZ WEALTH MANAGEMENT LTD→ 17056487 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ANDREW PARR FINANCIAL SERVICES LIMITED→ 04714486 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-10-10
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
5 Higher Lydgate Park
Grasscroft
Oldham
OL4 4EF
England
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-23
Last: 2025-10-09
Officers (1 active · 0 resigned)
BARROW, Angela Margaret→
Activedirector · ~67y · appointed 2016-10-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (26 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-07-02
change-person-director-company-with-change-date
officers · CH01
2020-05-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-05-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-05-21