ACE INSURANCE SERVICES GROUP LIMITED
💤Zombieactive
10523428 · ltd · incorporated 2016-12-13
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 1 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 100 | -100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 officers
Last 180 days
2
filings
- • 1 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-03-11📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-03-01➖BENNETT, Rebecca resignedsecretary
- 2025-11-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-10-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-10-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-30📄capital-allotment-sharescapital · SH01
- 2021-09-30📄memorandum-articlesincorporation · MA
- 2020-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-05-18📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2017-05-15✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2016-12-13🏢Company incorporatedAs ACE INSURANCE SERVICES GROUP LIMITED
- 2016-12-13➕BENNETT, David appointeddirector
- 2016-12-13➕BENNETT, Rebecca appointedsecretary
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Bennett Individual · British · DOB 06/1979 · age 47 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 13/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| 2PAY LIMITED→ 12276058 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
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| A & G INSURANCE SERVICES LIMITED→ 06436514 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| AA MORTGAGE SERVICES LTD→ 12946634 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACCELERON V LTD→ 12682701 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACCESSIBLE PAYMENT SOLUTIONS LTD→ 12692910 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACCIDENT & INJURY ASSOCIATES LIMITED→ 07660958 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ACCIDENT DIRECT CLAIMS LIMITED→ 08171918 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ACRES FINANCIAL SERVICES LIMITED→ 13695601 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACS FINANCIAL PLANNING LIMITED→ 07838212 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| AD FINANCIAL SERVICES LIMITED→ 13524710 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-12-13
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
32-34 Ashtenne Business Centre
Oxleasow Road
Redditch
Worcestershire
B98 0RE
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-26
Last: 2025-12-12
Officers (1 active · 1 resigned)
BENNETT, David→
Activedirector · ~47y · appointed 2016-12-13
View their other companies + combined net worth →
BENNETT, Rebecca→
Resignedsecretary · appointed 2016-12-13 · resigned 2026-03-01
Click a director name to see their full track record across all companies.
Recent filings (31 total)
termination-secretary-company-with-name-termination-date
officers · TM02
2026-03-11
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-21
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-20
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-10-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-10-05
confirmation-statement-with-updates
confirmation-statement · CS01
2021-12-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-04
capital-allotment-shares
capital · SH01
2021-09-30