AJAY INVESTMENTS LIMITED
🏛️Establishedactive
10664006 · ltd · incorporated 2017-03-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Activities of open-ended investment companies
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
3 live charges · oldest 6.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 5 with DOB)
90
Ownership & PSC
3 active PSC(s) of 9 total, 9 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
55 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Average employees | 3 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-04-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-03-31📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-03-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-02-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-02-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-02-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-02-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-12-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-25🔒Charge registered #3Lender: Sg Kleinwort Hambros Bank (Ci) Limited
- 2020-12-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-04-02🔒Charge registered #2Lender: Sg Kleinwort Hambros Bank (Ci) Limited
- 2020-04-02🔒Charge registered #1Lender: Sg Kleinwort Hambros Bank (Ci) Limited
- 2017-03-17➕CHANARIN, Harriet Lee appointeddirector
- 2017-03-17➕CHANARIN, Jacqui appointeddirector
- 2017-03-17➕CHANARIN, Carmel Deborah appointeddirector
- 2017-03-17➖CHANARIN, Carmel Deborah resigneddirector
- 2017-03-17➕CHANARIN, Michael appointeddirector
- 2017-03-17➖CHANARIN, Michael resigneddirector
- 2017-03-10🏢Company incorporatedAs AJAY INVESTMENTS LIMITED
- 2017-03-10➕CHANARIN, Oliver Frank appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Oliver Frank Chanarin Individual · British · DOB 03/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 29/03/2022 |
Jacqui Chanarin Individual · British · DOB 10/1975 · age 51 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 29/03/2022 |
Miss Harriet Lee Chanarin Individual · British · DOB 11/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 29/03/2022 |
6 historic (ceased) PSCs
- Carmel Deborah Chanarinceased 29/03/2022· 25-50% shares
- Mr Oliver Frank Chanarinceased 15/02/2019· 25-50% shares
- Jacqui Chanarinceased 15/02/2019· 25-50% shares
- Miss Harriet Lee Chanarinceased 15/02/2019· 25-50% shares
- Mrs Carmel Deborah Chanarinceased 03/07/2018· 75-100% shares
- Mr Oliver Frank Chanarinceased 17/03/2017· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · E postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AGG BOOTH TITLE LIMITED→ 12533342 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AGPRO EXCHANGE LTD→ 16764444 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGPS BONDCO PLC→ 14556926 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AHAUZ FINANCE LIMITED→ 11835452 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AHK FINANCE SOLUTIONS LTD→ 11915613 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AI FINANCE INTERNATIONAL HOLDINGS LTD→ 16249933 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AIA PROPERTY FINANCE LTD→ 15171187 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AIB PROTECT LIMITED→ 16217367 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AIKA ASSET MANAGEMENT LIMITED→ 16692252 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AIUK SERVICES LIMITED→ 08098385 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| AJK FINANCE LIMITED→ 10860590 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AKHIGBE AND SONS LTD→ 11757589 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-03-10
Jurisdictionengland-wales
Primary SIC64304 — Activities of open-ended investment companies
Registered office
Property Office
102a Albion Drive
London
E8 4LY
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-04-07
Last: 2026-03-24
Officers (3 active · 2 resigned)
CHANARIN, Harriet Lee→
Activedirector · ~46y · appointed 2017-03-17
View their other companies + combined net worth →
CHANARIN, Jacqui→
Activedirector · ~51y · appointed 2017-03-17
View their other companies + combined net worth →
CHANARIN, Oliver Frank→
Activedirector · ~55y · appointed 2017-03-10
View their other companies + combined net worth →
CHANARIN, Carmel Deborah→
Resigneddirector · ~81y · appointed 2017-03-17 · resigned 2017-03-17
CHANARIN, Michael→
Resigneddirector · ~81y · appointed 2017-03-17 · resigned 2017-03-17
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Sg Kleinwort Hambros Bank (Ci) Sg Kleinwort Hambros Bank (Ci) Limited | A registered charge | 3 properties | 25/05/2021 | — | |
| outstanding | Sg Kleinwort Hambros Bank (Ci) Sg Kleinwort Hambros Bank (Ci) Limited | A registered charge | 1 property | 02/04/2020 | — | |
| outstanding | Sg Kleinwort Hambros Bank (Ci) Sg Kleinwort Hambros Bank (Ci) Limited | A registered charge | 1 property | 02/04/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (55 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-16
change-person-director-company-with-change-date
officers · CH01
2024-04-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-23
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-04-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-03-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-02-07
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-02-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-02-06