2OCR LTD
🏛️Establishedactive
10672366 · ltd · incorporated 2017-03-15
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 7.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-116.1k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 7.8y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
45 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £116,106
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£116k
↓ 54% YoY
Current Assets
£1.1m
↑ 96% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £704.6k | £728.4k |
| Current assets | £1.08M | £550.4k |
| Net assets | £-116.1k | £-75.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 3 officers
- • 1 address
Last 180 days
5
filings
- • 3 officers
- • 1 address
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-03-13📄change-person-secretary-company-with-change-dateofficers · CH03
- 2026-03-12📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-12📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-11-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-20📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-14📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-12-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-12-14📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-07➕LAMB, Lucy Martha appointeddirector
- 2021-05-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-12-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-12-04🔒Charge registered #2Lender: Monmouthshire Building Society
- 2018-08-23🔒Charge registered #1Lender: Aldermore Bank PLC
- 2017-03-15🏢Company incorporatedAs 2OCR LTD
- 2017-03-15➕LAMB, Lucy appointedsecretary
- 2017-03-15➕LAMB, Giles William appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Lucy Lamb Individual · British · DOB 09/1977 · age 49 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 15/03/2017 |
Mr Giles Lamb Individual · British · DOB 06/1977 · age 49 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 15/03/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 3 BIRD REAL ESTATE LIMITED→ 16816947 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3 HANS CRESCENT FREEHOLD LIMITED→ 11047406 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 3 LEGGED DUCK LTD→ 16844317 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3 PENGUINS PROPERTY LTD→ 16562966 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 30 MONKGATE LIMITED→ 16577617 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 30GLOBE LIMITED→ 15594573 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 31 CLIVEDEN PLACE LTD→ 11059018 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 33 GS LIMITED→ 16048806 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 33 HORSEFAIR LIMITED→ 13768367 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 35 FARNHAM ROAD LTD→ 14035551 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 35 WARWICK ROAD LIMITED→ 05609790 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| 36 & 37 HS LTD→ 16189806 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-03-15
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
C/O Cantelowes Limited
1 Royal Exchange Avenue
London
EC3V 3LT
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-25
Last: 2025-12-11
Officers (3 active · 0 resigned)
Active
LAMB, Giles William→
Activedirector · ~49y · appointed 2017-03-15
View their other companies + combined net worth →
LAMB, Lucy Martha→
Activedirector · ~49y · appointed 2021-05-07
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Monmouthshire Building Society | A registered charge | 1 property | 04/12/2020 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 23/08/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (45 total)
change-person-secretary-company-with-change-date
officers · CH03
2026-03-13
change-person-director-company-with-change-date
officers · CH01
2026-03-12
change-person-director-company-with-change-date
officers · CH01
2026-03-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-11
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-16
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-20
change-person-director-company-with-change-date
officers · CH01
2024-09-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-09-20
change-person-director-company-with-change-date
officers · CH01
2023-12-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-12-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-12-14