HARBOUR INTERNATIONAL GROUP LTD
🏛️Establishedactive
10710773 · ltd · incorporated 2017-04-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£94.1k
book net assets
Opportunity
61/100
Worth a look
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
Special-situation opportunityDistressed financial-services with salvageable qualities — special-situations priority.
Opportunity 61/100 (worth a look), bankability 55/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: strategic trade sale (48/100).
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
40 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
61/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £94,129
Very low cash
Cash position: £4
Key financials
1 year extracted from filed iXBRL accountsCash
£4
Net Worth
£94k
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-09-30 |
|---|---|
| Cash | £4 |
| Net assets | £94.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
- • 2 officers
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2026-04-17📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-17📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-31📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2024-12-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-12-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-11📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-10➕GLASSEY, Keyomi Rae appointeddirector
- 2024-03-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-05📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-22✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2023-09-22📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-09-21➕GLASSEY, Keyomi appointedsecretary
- 2023-07-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-09📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-26➖GARRARD, Samantha resigneddirector
- 2017-04-05🏢Company incorporatedAs HARBOUR INTERNATIONAL GROUP LTD
- 2017-04-05➕LEIGH, Ian James appointeddirector
- 2017-04-05➕GARRARD, Samantha appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high ·Accounts overdue
highStatutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2026-06-30
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Keyomi Rae Glassey Individual · British · DOB 09/1987 · age 39 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 10/05/2024 |
Mr Ian James Leigh Individual · British · DOB 09/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 05/04/2017 |
1 historic (ceased) PSC
- Ms Samantha Garrardceased 01/04/2018· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · TQ postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HULAHOLDINGS LIMITED→ 13119209 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| KDM SECURITY LIMITED→ 11098662 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| LAURA DOBBIN MORTGAGE BROKER LIMITED→ 11440954 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| LIFETIME WEALTH LTD→ 10722496 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| LOWRIE BROKERS LTD→ 16847168 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| M P WARREN LIMITED→ 04614572 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| MACAULAY CAPITAL PLC→ 14105915 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MARK RAINEY MORTGAGES LTD→ 05161473 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| MASKERY WEALTH MANAGEMENT LTD→ 10102706 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| MASKERY WM LTD→ 16642327 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MCD INDEPENDENT FINANCIAL ADVICE LTD→ 10884104 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| MERMAID MORTGAGES LTD→ 14375537 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-04-05
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
Sigma House Oak View Close
Edginswell Park
Torquay
Devon
TQ2 7FF
United Kingdom
Filing status
Accounts
Next due: 2026-06-30OVERDUE
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-04-18
Last: 2026-04-04
Officers (3 active · 1 resigned)
Active
GLASSEY, Keyomi Rae→
Activedirector · ~39y · appointed 2024-05-10
View their other companies + combined net worth →
LEIGH, Ian James→
Activedirector · ~55y · appointed 2017-04-05
View their other companies + combined net worth →
GARRARD, Samantha→
Resigneddirector · ~48y · appointed 2017-04-05 · resigned 2018-01-26
Click a director name to see their full track record across all companies.
Recent filings (40 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-17
change-person-director-company-with-change-date
officers · CH01
2026-04-17
change-person-director-company-with-change-date
officers · CH01
2026-04-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-21
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-04
change-account-reference-date-company-previous-extended
accounts · AA01
2025-03-31
appoint-person-director-company-with-name-date
officers · AP01
2024-12-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-12-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-11
change-person-director-company-with-change-date
officers · CH01
2024-12-11
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-03-05
change-person-director-company-with-change-date
officers · CH01
2024-03-05