BC DESIGNS (INT) LIMITED
Opportunity 70/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
6 live charges · 4 lenders · oldest 8.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 8.8 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £976.8k | £737.3k |
| Current assets | £1.71M | £1.17M |
| Cash | £105.1k | £174.4k |
| Debtors | £1.60M | £992.4k |
| Net assets | £976.8k | £737.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (41 events)Click to expand
- 2025-09-30📄accounts-with-accounts-type-smallaccounts · AA
- 2025-03-31➖JONES, Ian Gary resigneddirector
- 2025-03-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-29📄accounts-with-accounts-type-smallaccounts · AA
- 2023-12-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-10-02➖ALLISON, Darren Kirk resigneddirector
- 2023-10-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-07-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-17🔓Charge satisfied #5
- 2023-07-17🔓Charge satisfied #4
- 2023-07-17🔓Charge satisfied #3
- 2023-07-17🔓Charge satisfied #2
- 2023-07-17🔓Charge satisfied #1
- 2023-07-06➕DUGGLEBY, Michael appointeddirector
- 2023-07-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-07-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-05➖CULLEN, David Ian resigneddirector
- 2023-07-05📄accounts-with-accounts-type-smallaccounts · AA
- 2023-07-05🔒Charge registered #6Lender: National Westminster Bank PLC as Security Agent
- 2022-07-14📄accounts-with-accounts-type-smallaccounts · AA
- 2022-04-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2021-09-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-09-14🔒Charge registered #5Lender: Hsbc UK Bank PLC
- 2021-07-12📄accounts-with-accounts-type-smallaccounts · AA
- 2021-06-30📄accounts-with-accounts-type-smallaccounts · AA
- 2018-05-25➖CUTCHIE, David Barrie resigneddirector
- 2018-04-19🔒Charge registered #4Lender: Hsbc Bank PLC
- 2017-11-20🔒Charge registered #3Lender: Hsbc Invoice Finance (UK) LTD
- 2017-10-31🔒Charge registered #2Lender: Hsbc Bank PLC
- 2017-09-22🔒Charge registered #1Lender: Hsbc Bank PLC
- 2017-07-14➕ALLISON, Darren Kirk appointeddirector
- 2017-07-14➕CULLEN, David Ian appointeddirector
- 2017-07-14➕CUTCHIE, David Barrie appointeddirector
- 2017-05-13🏢Company incorporatedAs BC DESIGNS (INT) LIMITED
- 2017-05-13➕WOOD, Antony appointeddirector
- 2017-05-13➕JONES, Ian Gary appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Roxor Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Roxor Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 13/05/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank as Security Agent National Westminster Bank PLC as Security Agent | A registered charge | — | 05/07/2023 | — | |
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | — | 14/09/2021 | 17/07/2023 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 19/04/2018 | 17/07/2023 | |
| satisfied | HSBC Hsbc Invoice Finance (UK) LTD | A registered charge | — | 20/11/2017 | 17/07/2023 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 31/10/2017 | 17/07/2023 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 22/09/2017 | 17/07/2023 |