3SL PROPERTIES LIMITED
🏛️Establishedactive
10770299 · ltd · incorporated 2017-05-15
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£1.5k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 79/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
5 live charges · 5 lenders · oldest 8.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 8.6 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,458
Net assets shrinking
Down £5,155 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£1k
↓ 78% YoY
Current Assets
£1k
↓ 91% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £352.4k | £281.7k |
| Current assets | £1.0k | £11.1k |
| Net assets | £1.5k | £6.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-11-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-07-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-11🔓Charge satisfied #3
- 2025-02-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-06🔒Charge registered #5Lender: Leeds Building Society
- 2024-11-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-12🔒Charge registered #4Lender: Colcap Financial UK Limited
- 2023-11-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-30🔒Charge registered #3Lender: Nottingham Building Society
- 2022-11-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-11-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-11-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-10-31🔒Charge registered #2Lender: Paragon Mortgages (2010) Limited
- 2017-10-31🔒Charge registered #1Lender: Paragon Bank PLC
- 2017-09-18📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2017-05-31📄resolutionresolution · RESOLUTIONS
- 2017-05-15🏢Company incorporatedAs 3SL PROPERTIES LIMITED
- 2017-05-15➕BISNAUTHSING, Gheerjanand appointeddirector
- 2017-05-15➕BISNAUTHSING, Leela Devi appointeddirector
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gheerjanand Bisnauthsing Individual · British · DOB 10/1964 · age 62 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 15/05/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| 382 BATH ROAD LTD→ 14144661 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 3G PORTFOLIO LIMITED→ 12475072 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 3I PROPERTIES LTD→ 15838436 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 4 BRICK WALLS LTD→ 16669680 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4 COSY HOMES LIMITED→ 11835902 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-05-15
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
10 Northfield Park
Hayes
Middlesex
UB3 4NU
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-23
Last: 2025-09-09
Officers (2 active · 0 resigned)
BISNAUTHSING, Gheerjanand→
Activedirector · ~62y · appointed 2017-05-15
View their other companies + combined net worth →
BISNAUTHSING, Leela Devi→
Activedirector · ~55y · appointed 2017-05-15
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
4
Outstanding
3
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Leeds Building Society | A registered charge | 1 property | 06/02/2025 | — | |
| outstanding | Colcap Financial UK Colcap Financial UK Limited | A registered charge | 1 property | 12/07/2024 | — | |
| satisfied | Nottingham Building Society | A registered charge | 1 property | 30/11/2022 | 11/07/2025 | |
| outstanding | Paragon Paragon Mortgages (2010) Limited | A registered charge | 1 property | 31/10/2017 | — | |
| outstanding | Paragon Paragon Bank PLC / Paragon Mortgages (2010) Limited | A registered charge | 1 property | 31/10/2017 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (28 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-09
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-13
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-25
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-03
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-01
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-04
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-04