JUNIPER HOMES (BATH) LTD
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -39% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 8.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 8.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £-18.9k | £-11.3k |
| Current assets | £58 | £93 |
| Cash | £55 | £90 |
| Debtors | £3 | £3 |
| Net assets | £-24.2k | £-23.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (26 events)Click to expand
- 2026-03-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-09-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-08-09➖MORGAN, Jonathan resigneddirector
- 2024-06-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-04-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-13📄capital-cancellation-sharescapital · SH06
- 2023-03-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-05-14➖CURTIS, Richard John resigneddirector
- 2020-03-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-20📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-06-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-06-18🔒Charge registered #3Lender: Shawbrook Bank Limited
- 2019-06-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-04-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-07🔒Charge registered #2Lender: Close Brothers Limited
- 2017-07-07🔒Charge registered #1Lender: Close Brothers Limited
- 2017-06-05🏢Company incorporatedAs JUNIPER HOMES (BATH) LTD
- 2017-06-05➕WHITTINGHAM, Terry Lee appointeddirector
- 2017-06-05➕CURTIS, Richard John appointeddirector
- 2017-06-05➕MORGAN, Jonathan appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Terry Lee Whittingham Individual · British · DOB 05/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 05/06/2017 |
2 historic (ceased) PSCs
- Mr Jonathan Morganceased 09/08/2024· 25-50% shares · 25-50% voting
- Mr Richard John Curtisceased 20/01/2020· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 18/06/2019 | — | |
| outstanding | Close Brothers Close Brothers Limited | A registered charge | 3 properties | 07/07/2017 | — | |
| outstanding | Close Brothers Close Brothers Limited | A registered charge | 3 properties | 07/07/2017 | — |