CITY & PROVINCIAL PROPERTIES FINANCE LIMITED

🏛️Establishedactive

10812677 · ltd · incorporated 2017-06-09

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2025

Net worth

—

book net assets

Opportunity

78/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 2.6y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Newest facility, 2.6 years old — likely still in initial term.
· Two lenders — manageable, but coordination required.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

8 officers (5 active, 8 linked, 7 with DOB)

Ownership & PSC

1 active PSC(s) of 3 total, 3 with control declared

Director network

23 connected companies via shared directors

Filing history

59 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-12-31	2024-12-31
Average employees	500	0

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 accounts

Last 90 days

filings

• 1 accounts
• 1 confirmation-statement
• 1 mortgage

Last 180 days

filings

• 1 accounts
• 1 confirmation-statement
• 1 mortgage

Counts from Companies House filing history.

Corporate timeline (34 events)Click to expand

2026-07-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-29
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-28
🔒
Charge registered #2
Lender: C. Hoare & Co.
2026-01-14
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-25
📄
change-person-director-company-with-change-date
officers · CH01
2025-07-25
📄
change-person-director-company-with-change-date
officers · CH01
2025-06-16
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-06-10
➖
FORSYTH, Christopher Grant resigned
director
2025-03-04
📄
change-person-director-company-with-change-date
officers · CH01
2025-03-04
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-03-04
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-03-04
📄
change-person-director-company-with-change-date
officers · CH01
2024-09-25
📄
accounts-with-accounts-type-small
accounts · AA
2024-03-21
📄
change-person-director-company-with-change-date
officers · CH01
2024-03-21
📄
change-person-director-company-with-change-date
officers · CH01
2023-12-19
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-14
🔒
Charge registered #1
Lender: C Hoare & Co
2023-09-30
📄
accounts-with-accounts-type-small
accounts · AA
2022-11-25
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-11-21
➕
FORSYTH, Christopher Grant appointed
director
2022-09-30
📄
accounts-with-accounts-type-small
accounts · AA
2022-05-27
📄
change-person-director-company-with-change-date
officers · CH01
2022-02-07
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2022-02-04
➖
KEMPE, Susan Lynne resigned
secretary
2019-12-01
➕
KEMPE, Callum Edmund David appointed
director
2019-12-01
➕
KEMPE, Tiggi Zela Lily Hawke appointed
director
2017-10-31
➖
CAVE, Hugh resigned
director
2017-06-22
➕
LOVEGROVE, Christopher John appointed
director
2017-06-22
➕
CAVE, Hugh appointed
director
2017-06-09
🏢
Company incorporated
As CITY & PROVINCIAL PROPERTIES FINANCE LIMITED
2017-06-09
➕
KEMPE, Paul William Frederick appointed
director
2017-06-09
➕
KEMPE, Susan Lynne appointed
director
2017-06-09
➕
KEMPE, Susan Lynne appointed
secretary

Owner dependency

63/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 77 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.

Red flags

1 low

Multiple registered office changes

low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Group structure

City & Provincial Properties W1 Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

City & Provincial Properties W1 Ltd

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

CITY & PROVINCIAL PROPERTIES FINANCE LIMITED

This company · 10812677

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
City & Provincial Properties W1 Ltd Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	04/03/2020

2 historic (ceased) PSCs

Ms Susan Lynne Kempeceased 04/03/2020· 50-75% shares · 50-75% voting
Mr Paul William Frederick Kempeceased 04/03/2020· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · SE postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
BTCDANA GLOBAL TRADING LTD→ 15924251 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
CALVIN ROBERTS ENTERPRISE LTD→ 09941861 · est 2016 · no financials extracted	—	—	—	—	10y	—	—
CANTILEVER RISK ADVISORY LIMITED→ 16827328 · est 2025 · no financials extracted	—	—	—	—	—	—	—
CCI LR LIMITED→ 12210728 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
CHARM SUCCESS LIMITED→ 15882145 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
CHARTSMORE WEALTH LTD→ 12305355 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
CHCC SERVICES LTD→ 13150390 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
CHOSEN GENERATION CAPITAL LTD→ 16536140 · est 2025 · no financials extracted	—	—	—	—	—	—	—
CHUKS AND SONS LTD→ 12671042 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
CJ & WILL LTD→ 15975240 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
CJKN LIMITED→ 16547783 · est 2025 · no financials extracted	—	—	—	—	—	—	—
CJLW LIMITED→ 07417124 · est 2010 · no financials extracted	—	—	—	—	15y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2017-06-09

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

1st Floor (West), Magdalen House

136 - 148 Tooley Street

London

SE1 2TU

England

Filing status

Accounts

Next due: 2027-09-30

Last made up to: 2025-12-31

Confirmation statement

Next due: 2027-06-16

Last: 2026-06-02