SPECTRA DRIVE LIMITED
🏛️Establishedactive
10827186 · ltd · incorporated 2017-06-20
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£889.0k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Renting and leasing of cars and light motor vehicles
Sector: Administrative & support services
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -86% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
2 live charges · oldest 0.6y
10/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 0.6 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 5 with DOB)
90
Ownership & PSC
0 active PSC(s) of 5 total, 5 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £889,018
Cash draining
Cash down 86% YoY
Cash YoY
-86%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£8k
↓ 86% YoY
Net Worth
£889k
↑ 30% YoY
Current Assets
£2.9m
↓ 2.4% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £889.0k | £757.2k |
| Current assets | £2.91M | £2.98M |
| Cash | £8.2k | £58.7k |
| Debtors | £2.90M | £2.92M |
| Net assets | £889.0k | £684.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
6
filings
- • 3 persons-with-significant-control
- • 2 mortgage
- • 1 accounts
Last 180 days
7
filings
- • 3 persons-with-significant-control
- • 2 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
- 2026-04-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-28🔓Charge satisfied #2
- 2026-04-28🔓Charge satisfied #1
- 2026-04-13📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2026-03-16📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-16📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-16📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-01-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-10-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-21🔒Charge registered #2Lender: Lloyds Bank PLC
- 2025-10-21🔒Charge registered #1Lender: Lloyds Bank PLC
- 2025-04-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-01-09📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-31📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-02-21📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-11-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-07-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-11-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-11-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-03-10➖GEORGIOU, Michael Constanti resigneddirector
- 2020-03-10➖GEORGIOU, Sava resigneddirector
- 2017-07-26➕GEORGIOU, Michael Constanti appointeddirector
- 2017-07-26➕GEORGIOU, Sava appointeddirector
- 2017-07-10➕GEORGIOU, Louis appointeddirector
- 2017-06-29➕HAMPSON, Neil Antony appointeddirector
- 2017-06-20🏢Company incorporatedAs SPECTRA DRIVE LIMITED
- 2017-06-20➕LEVENE, Matthew Cyril appointeddirector
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 7M ACCOUNTANCY LIMITED→ 14426618 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 8STEPSPM LTD→ 16973939 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 93:20 ENGINEERING LTD→ 14899985 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 973 VIRTUAL LTD→ 16863334 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 99 ABOUND LIMITED→ 14086197 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A BROOKES ENGINEERING LTD→ 15979822 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A&A TRACK LTD→ 16777446 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AB CONTRACTING LTD→ 16798755 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AB SOLUTION RECRUITMENT LTD→ 15808811 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AB&C CONSULTANCY LIMITED→ 15826189 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABBOT AND MAYHEW ASSOCIATES LIMITED→ 10617231 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ABBOTSFORD CONSULTANCY LIMITED→ 16354040 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-06-20
Jurisdictionengland-wales
Primary SIC77110 — Renting and leasing of cars and light motor vehicles
Registered office
47 Waterloo Road
Stockport
SK1 3BJ
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-08-07
Last: 2025-07-24
Officers (3 active · 2 resigned)
GEORGIOU, Louis→
Activedirector · ~36y · appointed 2017-07-10
View their other companies + combined net worth →
HAMPSON, Neil Antony→
Activedirector · ~57y · appointed 2017-06-29
View their other companies + combined net worth →
LEVENE, Matthew Cyril→
Activedirector · ~36y · appointed 2017-06-20
View their other companies + combined net worth →
GEORGIOU, Michael Constanti→
Resigneddirector · ~50y · appointed 2017-07-26 · resigned 2020-03-10
GEORGIOU, Sava→
Resigneddirector · ~43y · appointed 2017-07-26 · resigned 2020-03-10
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 21/10/2025 | 28/04/2026 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 21/10/2025 | 28/04/2026 |
Recent filings (50 total)
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-28
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-28
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-04-13
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-16
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-16
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-01-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-21
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-24
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-06
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-01-09
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-30