HIG FINANCE 2 LIMITED
🏛️Establishedactive
10842605 · ltd · incorporated 2017-06-29
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Activities of financial services holding companies
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed asset-holding vehicle — structural issues outweigh the discount.
Opportunity 67/100 (strong), bankability 67/100. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
7 live charges · 3 lenders · oldest 9.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 9.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 33/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
9 officers (4 active, 9 linked, 7 with DOB)
86
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
61 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
51
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
5
filings
- • 2 officers
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
- 2026-05-20📄accounts-with-accounts-type-fullaccounts · AA
- 2026-03-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-03-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-17➕PANUCCIO, Susan Lee appointeddirector
- 2026-02-17➖CRAIG, Mark Skimming resigneddirector
- 2026-01-27📄capital-allotment-sharescapital · SH01
- 2025-09-15📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-09-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-12➕SHALDERS, David Peter appointeddirector
- 2025-09-12➖ROBERTS, Gareth Huw resigneddirector
- 2025-09-01📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-09-01📄legacycapital · SH20
- 2025-09-01⚠️legacyinsolvency · CAP-SS
- 2025-09-01📄resolutionresolution · RESOLUTIONS
- 2025-08-29📄capital-allotment-sharescapital · SH01
- 2025-04-23📄accounts-with-accounts-type-fullaccounts · AA
- 2024-12-24📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2024-12-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-24🔓Charge satisfied #6
- 2024-12-24🔓Charge satisfied #5
- 2024-12-24🔓Charge satisfied #4
- 2024-12-24🔓Charge satisfied #3
- 2024-12-24🔓Charge satisfied #2
- 2024-10-03📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-09-30➖GRIFFIN, Steven Terence Hunter resignedsecretary
- 2024-03-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-14➖BLOOMER, William David resigneddirector
- 2024-03-14📄accounts-with-accounts-type-fullaccounts · AA
- 2024-02-15🔒Charge registered #7Lender: Morgan Stanley Senior Funding, Inc.
- 2024-01-18➕ROBERTS, Gareth Huw appointeddirector
- 2022-04-21🔒Charge registered #6Lender: Wilmington Trust, National Association
- 2021-11-16🔒Charge registered #5Lender: Morgan Stanley Senior Funding, Inc.
- 2021-11-16🔒Charge registered #4Lender: Morgan Stanley Senior Funding, Inc.
- 2021-10-01🔒Charge registered #3Lender: Wilmington Trust, National Association
- 2021-01-18➕GRIFFIN, Steven Terence Hunter appointedsecretary
- 2018-12-14➖CORBETT, Oliver Roebling Panton resigneddirector
- 2018-10-17➕CRAIG, Mark Skimming appointeddirector
- 2018-04-12🔒Charge registered #2Lender: Morgan Stanley Senior Funding, Inc.
- 2017-07-05🔒Charge registered #1Lender: Morgan Stanley Senior Funding,Inc.
- 2017-06-29🏢Company incorporatedAs HIG FINANCE 2 LIMITED
- 2017-06-29➕MOORE, Andrew John appointedsecretary
- 2017-06-29➕HOWDEN, David Philip appointeddirector
- 2017-06-29➕BLOOMER, William David appointeddirector
- 2017-06-29➕CORBETT, Oliver Roebling Panton appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 high · 2 med ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2025-09-01: legacy
2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: CRAIG, Mark Skimming resigned 2026-02-17; ROBERTS, Gareth Huw resigned 2025-09-12
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Hgh Midco 3 Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Hgh Midco 3 Limited
Corporate parent · holds 75-100% shares · board control
⬇
HIG FINANCE 2 LIMITED
This company · 10842605
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Hgh Midco 3 Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 25/01/2022 |
1 historic (ceased) PSC
- Howden Group Holdings Limited ceased 25/01/2022· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A-PLAN GROUP LTD→ 09341484 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ANACOTT STEEL LIMITED→ 09166146 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ANAPTYXIS HYDE PARK LIMITED→ 16861372 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANJOCA FARMS LTD→ 11282740 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ANS 2003 LIMITED→ 04755807 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ANSTEY BOND CORPORATE FINANCE LIMITED→ 09510188 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ANTILOG 2 LTD→ 13146308 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AON GLOBAL HOLDINGS INTERMEDIARIES LIMITED→ 00688743 · est 1961 · no financials extracted | — | — | — | — | 65y | — | — |
| AON POLAR UK 3 LIMITED→ 15616708 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AON UK HOLDINGS INTERMEDIARIES LIMITED→ 04267675 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| AP FALKOR BIDCO LIMITED→ 16613488 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AP FALKOR HOLDCO LIMITED→ 16613210 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-06-29
Jurisdictionengland-wales
Primary SIC64205 — Activities of financial services holding companies
Registered office
One Creechurch Place
London
EC3A 5AF
United Kingdom
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-03-15
Last: 2026-03-01
Officers (4 active · 5 resigned)
MOORE, Andrew John→
Activesecretary · appointed 2017-06-29
View their other companies + combined net worth →
HOWDEN, David Philip→
Activedirector · ~63y · appointed 2017-06-29
View their other companies + combined net worth →
PANUCCIO, Susan Lee→
Activedirector · ~54y · appointed 2026-02-17
View their other companies + combined net worth →
SHALDERS, David Peter→
Activedirector · ~59y · appointed 2025-09-12
View their other companies + combined net worth →
GRIFFIN, Steven Terence Hunter→
Resignedsecretary · appointed 2021-01-18 · resigned 2024-09-30
BLOOMER, William David→
Resigneddirector · ~57y · appointed 2017-06-29 · resigned 2024-03-14
CORBETT, Oliver Roebling Panton→
Resigneddirector · ~61y · appointed 2017-06-29 · resigned 2018-12-14
CRAIG, Mark Skimming→
Resigneddirector · ~54y · appointed 2018-10-17 · resigned 2026-02-17
ROBERTS, Gareth Huw→
Resigneddirector · ~48y · appointed 2024-01-18 · resigned 2025-09-12
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
2
Outstanding
2
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Morgan Stanley Senior Funding, . Morgan Stanley Senior Funding, Inc. | A registered charge | — | 15/02/2024 | — | |
| satisfied | Wilmington Trust, National Association | A registered charge | 1 property | 21/04/2022 | 24/12/2024 | |
| satisfied | Morgan Stanley Senior Funding, . Morgan Stanley Senior Funding, Inc. | A registered charge | — | 16/11/2021 | 24/12/2024 | |
| satisfied | Morgan Stanley Senior Funding, . Morgan Stanley Senior Funding, Inc. | A registered charge | — | 16/11/2021 | 24/12/2024 | |
| satisfied | Wilmington Trust, National Association | A registered charge | — | 01/10/2021 | 24/12/2024 | |
| satisfied | Morgan Stanley Senior Funding, . Morgan Stanley Senior Funding, Inc. | A registered charge | — | 12/04/2018 | 24/12/2024 | |
| outstanding | Morgan Stanley Senior Funding,. Morgan Stanley Senior Funding,Inc. | A registered charge | — | 05/07/2017 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (61 total)
accounts-with-accounts-type-full
accounts · AA
2026-05-20
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-12
appoint-person-director-company-with-name-date
officers · AP01
2026-03-02
termination-director-company-with-name-termination-date
officers · TM01
2026-03-02
capital-allotment-shares
capital · SH01
2026-01-27
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-09
change-account-reference-date-company-current-extended
accounts · AA01
2025-09-15
appoint-person-director-company-with-name-date
officers · AP01
2025-09-15
termination-director-company-with-name-termination-date
officers · TM01
2025-09-15
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-09-01
legacy
capital · SH20
2025-09-01
legacy
insolvency · CAP-SS
2025-09-01
resolution
resolution · RESOLUTIONS
2025-09-01
capital-allotment-shares
capital · SH01
2025-08-29
accounts-with-accounts-type-full
accounts · AA
2025-04-23