ABBEY INVESTMENTS (BIRMINGHAM) LIMITED
🏛️Establishedactive
10946074 · ltd · incorporated 2017-09-05
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£-53.0k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 78/100 (strong), bankability 80/100. Strong seller-intent signal (60/100, director aged 74). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -55% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · oldest 5.3y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £52,958
Cash draining
Cash down 55% YoY
Cash YoY
-55%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£101k
↓ 55% YoY
Net Worth
-£53k
↓ 81% YoY
Current Assets
£101k
↓ 55% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-28 | 2024-09-28 |
|---|---|---|
| Total assets | £508.7k | £539.8k |
| Current assets | £101.5k | £224.1k |
| Cash | £101.5k | £224.1k |
| Net assets | £-53.0k | £-29.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
4
filings
- • 2 gazette
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-05-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-03-14📄gazette-filings-brought-up-to-dategazette · DISS40
- 2026-02-24📄gazette-notice-compulsorygazette · GAZ1
- 2025-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-11-28📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-11-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-27📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-09-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-13🔒Charge registered #3Lender: Lendinvest Btl Limited
- 2024-08-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-15🔒Charge registered #2Lender: Lendinvest Btl Limited
- 2024-06-28📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-02-20📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-02-13📄gazette-notice-compulsorygazette · GAZ1
- 2023-06-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-08🔒Charge registered #1Lender: Lendinvest Btl Limited
- 2020-11-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-11-03➕BHOGAL, Jaswinder Kaur appointeddirector
- 2017-09-05🏢Company incorporatedAs ABBEY INVESTMENTS (BIRMINGHAM) LIMITED
- 2017-09-05➕BHOGAL, Jaswinder Singh appointedsecretary
- 2017-09-05➕BHOGAL, Jaswinder Singh appointeddirector
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 74 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Jaswinder Kaur Bhogal Individual · British · DOB 10/1952 · age 74 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 03/11/2020 |
Mr Jaswinder Singh Bhogal Individual · British · DOB 12/1952 · age 74 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 05/09/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · CV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.G. BACHELOR LIMITED→ 00853315 · est 1965 · no financials extracted | — | — | — | — | 60y | — | — |
| AD INVESTMENTS (MIDLANDS) LIMITED→ 15141469 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADAMAL LIMITED→ 13242463 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ADAS PROPERTY LTD→ 16108250 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADEK PROPERTIES LTD→ 13301549 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ADEWALE PROPERTIES (UK) LIMITED→ 15952426 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADHEN LETTINGS SOLUTIONS LTD→ 16670098 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADI110 PROPERTY LTD→ 15758040 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADJUNCT LTD→ 15846074 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADLAWRENCE PROPERTY’S LTD→ 17003734 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ADLEM PROPERTIES LIMITED→ 15955385 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADMIRE INVESTMENTS LIMITED→ 14005891 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-09-05
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
16 Binley Road
Coventry
CV3 1HZ
England
Filing status
Accounts
Next due: 2027-06-28
Last made up to: 2025-09-28
Confirmation statement
Next due: 2026-12-01
Last: 2025-11-17
Officers (3 active · 0 resigned)
BHOGAL, Jaswinder Singh→
Activesecretary · appointed 2017-09-05
View their other companies + combined net worth →
BHOGAL, Jaswinder Kaur→
Activedirector · ~74y · appointed 2020-11-03
View their other companies + combined net worth →
BHOGAL, Jaswinder Singh→
Activedirector · ~74y · appointed 2017-09-05
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 13/09/2024 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 15/08/2024 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 08/04/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (32 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-27
gazette-filings-brought-up-to-date
gazette · DISS40
2026-03-14
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-13
gazette-notice-compulsory
gazette · GAZ1
2026-02-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-11-29
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-11-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-11-28
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-09-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-08-16
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-06-28
gazette-filings-brought-up-to-date
gazette · DISS40
2024-02-20