HBT PROPERTY DEVELOPMENT LIMITED
🏛️Establishedactive
10968752 · ltd · incorporated 2017-09-18
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 66-year-old founder — textbook succession opportunity.
Opportunity 74/100 (strong), bankability 57/100. Strong seller-intent signal (60/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
9 live charges · 3 lenders · oldest 8.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 8.3 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-30 | 2023-09-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2025-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-15🔒Charge registered #9Lender: Paragon Bank PLC
- 2022-06-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-10🔒Charge registered #8Lender: The Mortgage Works (UK) PLC
- 2021-08-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-19🔒Charge registered #7Lender: Paragon Bank PLC
- 2021-07-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-23🔒Charge registered #6Lender: Paragon Bank PLC
- 2020-12-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-04🔒Charge registered #5Lender: Charter Court Financial Services Limited
- 2020-11-04📄change-person-director-company-with-change-dateofficers · CH01
- 2020-11-03📄change-person-director-company-with-change-dateofficers · CH01
- 2020-11-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-09-01🔒Charge registered #4Lender: Charter Court Financial Services Limited
- 2020-03-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-03-06🔒Charge registered #3Lender: Paragon Bank PLC
- 2019-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-18🔒Charge registered #2Lender: Paragon Bank PLC
- 2018-02-28🔒Charge registered #1Lender: Charter Court Financial Services Limited
- 2017-09-18🏢Company incorporatedAs HBT PROPERTY DEVELOPMENT LIMITED
- 2017-09-18➕ENGLAND, Caroline Ann appointeddirector
- 2017-09-18➕ENGLAND, Gregory John appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 66 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gregory John England Individual · British · DOB 04/1963 · age 63 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/09/2017 |
Mrs Caroline Ann England Individual · British · DOB 10/1960 · age 66 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/09/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · SP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 7 BURCH ROAD MANAGEMENT COMPANY LIMITED→ 05187520 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| AAO PROPERTY INVESTMENTS LTD→ 17004901 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AARVIK PROPERTY LIMITED→ 15920662 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABDO BERTAS LTD→ 10525735 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACADEMICS (PETERBOROUGH) MANAGEMENT COMPANY LIMITED→ 11426867 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ADAPT PROPERTY MANAGEMENT LIMITED→ 12984414 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ADMIRE PROPERTIES LTD→ 10980749 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADRIAN DOWDING ESTATE AGENTS LIMITED→ 10774726 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AHG LETTING LTD→ 16344151 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AJ EDIN LTD→ 15006526 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AJC (WALKFORD) LTD→ 16486828 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AK INVENTORY PROPERTIES LTD→ 17012629 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-09-18
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
The Old Saddlery Church Street
Hurstbourne Tarrant
Andover
Hampshire
SP11 0AX
United Kingdom
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-10-03
Last: 2025-09-19
Officers (2 active · 0 resigned)
ENGLAND, Caroline Ann→
Activedirector · ~66y · appointed 2017-09-18
View their other companies + combined net worth →
ENGLAND, Gregory John→
Activedirector · ~63y · appointed 2017-09-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
9
Outstanding
3
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 15/07/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 10/06/2022 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 19/07/2021 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 23/12/2020 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 04/12/2020 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 01/09/2020 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 06/03/2020 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 18/03/2019 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 28/02/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (29 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-08-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-01-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-12-16