A & K FINANCIAL MANAGEMENT LIMITED
🏛️Establishedactive
11010145 · ltd · incorporated 2017-10-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Activities of financial services holding companies
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2025-05-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-09-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-26📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-26📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-07-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-09-29📄change-person-director-company-with-change-dateofficers · CH01
- 2020-09-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-09-29📄change-person-director-company-with-change-dateofficers · CH01
- 2020-09-29📄change-person-director-company-with-change-dateofficers · CH01
- 2020-09-29📄change-person-director-company-with-change-dateofficers · CH01
- 2020-09-29📄change-person-director-company-with-change-dateofficers · CH01
- 2020-07-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-10-12🏢Company incorporatedAs A & K FINANCIAL MANAGEMENT LIMITED
- 2017-10-12➕WATSON, Aimee Jayne appointeddirector
- 2017-10-12➕WATSON, Karl James appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Aimee Jayne Watson Individual · British · DOB 12/1987 · age 39 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 26/09/2023 |
Mr Karl James Watson Individual · British · DOB 06/1985 · age 41 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 12/10/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · NE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A H ENGINEERING (NORTH EAST) HOLDINGS LIMITED→ 13365399 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| A.HEADS HOLDINGS LTD→ 13211688 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| A&C HOLDINGS (NORTH EAST) LIMITED→ 16517590 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A2Z FIRE PROTECTION HOLDINGS LIMITED→ 14495235 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ABINGDON BUS COMPANY LIMITED→ 03151270 · est 1996 · no financials extracted | — | — | — | — | 30y | — | — |
| ABKM PROPERTIES LIMITED→ 15752873 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACP (NO2) LIMITED→ 10890580 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADDERSTONE (200) LIMITED→ 12028381 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADDERSTONE HOLDINGS LIMITED→ 14032542 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ADDERSTONE LIVING (UK) LIMITED→ 14876766 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADDERSTONE STEADING MANAGEMENT COMPANY LIMITED→ 14857437 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADM PRESSINGS (HOLDINGS) LIMITED→ 16847696 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-10-12
Jurisdictionengland-wales
Primary SIC64205 — Activities of financial services holding companies
Registered office
Picklewood House
Longframlington
Morpeth
NE65 8BD
England
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-25
Last: 2025-10-11
Officers (2 active · 0 resigned)
WATSON, Aimee Jayne→
Activedirector · ~39y · appointed 2017-10-12
View their other companies + combined net worth →
WATSON, Karl James→
Activedirector · ~41y · appointed 2017-10-12
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (31 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-13
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-09
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-11
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-12
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-09-27
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-09-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-09-26
change-person-director-company-with-change-date
officers · CH01
2023-09-26
change-person-director-company-with-change-date
officers · CH01
2023-09-26
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-03-01
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-11
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-23
confirmation-statement-with-updates
confirmation-statement · CS01
2021-10-13