COMMERCIAL FINANCE NETWORK CORPORATION LTD
🏛️Establishedactive
11074932 · ltd · incorporated 2017-11-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£-230.0k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 82). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (2 active, 5 linked, 5 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £229,987
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£230k
↓ 25% YoY
Current Assets
£61k
↑ 14% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £12.3k | £15.9k |
| Current assets | £61.5k | £53.9k |
| Cash | — | £486 |
| Debtors | — | £4.9k |
| Net assets | £-230.0k | £-183.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2025-08-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-12-07📄change-person-director-company-with-change-dateofficers · CH01
- 2021-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-20📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-06-04➖TINGAY, Guy Edward resigneddirector
- 2021-06-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-10-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-10-22➖MORRIS, Andrew Michael resigneddirector
- 2020-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-08-17➕TINGAY, Guy Edward appointeddirector
- 2019-08-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-08-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-01➕MORRIS, Andrew Michael appointeddirector
- 2019-07-15➖HART, Christopher John resigneddirector
- 2019-03-01➕HART, Christopher John appointeddirector
- 2017-11-21🏢Company incorporatedAs COMMERCIAL FINANCE NETWORK CORPORATION LTD
- 2017-11-21➕YORKE, Daniel Richard appointeddirector
- 2017-11-21➕YORKE, Robert Lawrence appointeddirector
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 82 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Robert Lawrence Yorke Individual · British · DOB 04/1944 · age 82 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 04/04/2022 |
Mr Daniel Richard Yorke Individual · British · DOB 11/1971 · age 55 | 25–50% | — | 25-50% shares | 21/11/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ARMCHAIR ADVISER LTD→ 15852316 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BLACK MANOR LIMITED→ 07670717 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| BOSS RISK SOLUTIONS LTD→ 13214543 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CAMPBELLS INSURANCE CONSULTANTS LIMITED→ 01552025 · est 1981 · no financials extracted | — | — | — | — | 45y | — | — |
| CJP FINANCIAL PLANNING LTD→ 08379265 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| COLLECTIVE FINANCIAL PLANNING LIMITED→ 07941711 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| COMMERCIAL FUNDING SERVICES LIMITED→ 05444061 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| COOPER ASSET MANAGEMENT LTD→ 14430691 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| COPPER RIVER HOLDINGS LTD→ 16706012 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CROWNHILL HOMES LIMITED→ 13730726 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| D&HJ BENNETT LTD→ 17118624 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| DAINS BUSINESS RECOVERY LIMITED→ 13577386 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-11-21
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
New Media House
Davidson Road
Lichfield
WS14 9DZ
United Kingdom
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2027-04-19
Last: 2026-04-05
Officers (2 active · 3 resigned)
YORKE, Daniel Richard→
Activedirector · ~55y · appointed 2017-11-21
View their other companies + combined net worth →
YORKE, Robert Lawrence→
Activedirector · ~82y · appointed 2017-11-21
View their other companies + combined net worth →
HART, Christopher John→
Resigneddirector · ~45y · appointed 2019-03-01 · resigned 2019-07-15
MORRIS, Andrew Michael→
Resigneddirector · ~58y · appointed 2019-08-01 · resigned 2020-10-22
TINGAY, Guy Edward→
Resigneddirector · ~59y · appointed 2020-08-17 · resigned 2021-06-04
Click a director name to see their full track record across all companies.
Recent filings (29 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-16
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-09
change-person-director-company-with-change-date
officers · CH01
2024-11-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-11-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-29
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-04-05
confirmation-statement-with-updates
confirmation-statement · CS01
2022-04-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-07
change-person-director-company-with-change-date
officers · CH01
2021-12-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-31