CUMBRIA HEALTH AND SAFETY LTD

🏛️Establishedactive
11084189 · ltd · incorporated 2017-11-27
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Nov 2024
Net worth
£2.7k
book net assets
Opportunity
72/100
Strong
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What this business does
Primary activity: Other education n.e.c.
Sector: Education
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £2,716
Net assets shrinking
Down £2,738 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£3k
↓ 50% YoY
Current Assets
£23k
↓ 31% YoY
Current Liabilities
£0£7k£13k£20k£26k£33kNov 2023Nov 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2024-11-302023-11-30
Total assets£2.7k£5.5k
Current assets£22.7k£33.1k
Net assets£2.7k£5.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
  1. 2025-10-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2025-10-10
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2025-04-01
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2025-01-02
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  5. 2024-06-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2024-04-18
    VERNON, Suzanne Elizabeth appointed
    director
  7. 2024-04-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2024-04-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2023-03-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2022-06-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2021-04-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2020-06-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2019-06-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2018-08-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2018-08-31
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  16. 2017-12-05
    📄
    resolution
    resolution · RESOLUTIONS
  17. 2017-11-27
    🏢
    Company incorporated
    As CUMBRIA HEALTH AND SAFETY LTD
  18. 2017-11-27
    VERNON, Darren appointed
    director
  19. 2017-11-27
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Darren Vernon
Individual · British · DOB 09/1969 · age 57
5075%
50–75%board control50-75% shares · 50-75% voting · board control27/11/2017
Mrs Suzanne Elizabeth Vernon
Individual · British · DOB 03/1969 · age 57
2550%
25–50%25-50% shares · 25-50% voting18/04/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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CUMBRIA CLINICAL TRAINING LIMITED
16600963 · est 2025 · no financials extracted
CUMBRIA CREDITS
04409637 · est 2002 · no financials extracted
24y
CUMBRIA DRIVING ACADEMY LTD
14393234 · est 2022 · no financials extracted
3y
CUMBRIA PRIMARY HEADTEACHERS' ASSOCIATION
09223473 · est 2014 · no financials extracted
11y
CUMBRIA TRAINING ALLIANCE LTD
14575726 · est 2023 · no financials extracted
3y
CUMBRIA YOUTH ALLIANCE
03819033 · est 1999 · no financials extracted
26y
DANCE AHEAD CIC
16617185 · est 2025 · no financials extracted
DANDELION COACHING COMMUNITY INTEREST COMPANY
13781359 · est 2021 · no financials extracted
4y
DBFY EDUCATION LTD
14417363 · est 2022 · no financials extracted
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DENS, DAISIES & DISCOVERIES CIC
16102669 · est 2024 · no financials extracted
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DEO VOLENTE SINGERS CIC
08688162 · est 2013 · no financials extracted
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13826820 · est 2022 · no financials extracted
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2017-11-27
Jurisdictionengland-wales
Primary SIC85590 — Other education n.e.c.

Registered office

Unit 27, Cumberland House
St. Lukes Road
Kirkby Stephen
CA17 4HT
England

Filing status

Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-12-10
Last: 2025-11-26

Officers (2 active · 0 resigned)

VERNON, Darren
director · ~57y · appointed 2017-11-27
View their other companies + combined net worth →
Active
VERNON, Suzanne Elizabeth
director · ~57y · appointed 2024-04-18
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (24 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-05
change-person-director-company-with-change-date
officers · CH01
2025-10-25
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-10-10
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-01
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-01-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-02
change-person-director-company-with-change-date
officers · CH01
2024-06-19
appoint-person-director-company-with-name-date
officers · AP01
2024-04-18
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-27
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-05
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-30
accounts-with-accounts-type-micro-entity
accounts · AA
2021-04-08