A1 TRADING LTD
🏛️Establishedactive
11092582 · ltd · incorporated 2017-12-01
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 8.4y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
- 2025-08-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-06-07🔒Charge registered #2Lender: Hsbc Bank PLC
- 2018-01-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-01-15🔒Charge registered #1Lender: Hsbc Bank PLC
- 2017-12-01🏢Company incorporatedAs A1 TRADING LTD
- 2017-12-01➕DALE, Jasbinder Kaur appointeddirector
- 2017-12-01➕DALE, Rikki Singh appointeddirector
- 2017-12-01➕DALE, Sabrina Kaur appointeddirector
- 2017-12-01➕DEO, Rubinder Kaur appointeddirector
- 2017-12-01📄incorporation-companyincorporation · NEWINC
Owner dependency
56/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Jasbinder Kaur Dale Individual · British · DOB 05/1964 · age 62 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/12/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| 1202 ESTATES LIMITED→ 15576460 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 1508 CHAPEL COURT LTD→ 15213925 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1ST CHOICE RESIDENTIAL PROPERTIES LTD→ 14208515 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 3 R'S & W PROPERTY SOLUTIONS LTD→ 16398164 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 507 NORTHERN QUARTER LIMITED→ 16542173 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 56 MILE INVESTMENTS LTD→ 12193889 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 6 MINTON CLOSE LTD→ 16717739 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 7 WIGHTMAN ROAD LTD→ 15458037 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 9 VO PROPERTIES LTD→ 13984903 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| A C JOSEPHENE LTD→ 17046084 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| A&A CHAND LTD→ 14806234 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AA GROUP ESTATES LTD→ 15119394 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-12-01
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Southfield Stourbridge Road
Wombourne
Nr. Wolverhampton
Staffordshire
WV5 9BN
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-14
Last: 2025-11-30
Officers (4 active · 0 resigned)
DALE, Jasbinder Kaur→
Activedirector · ~62y · appointed 2017-12-01
View their other companies + combined net worth →
DALE, Rikki Singh→
Activedirector · ~32y · appointed 2017-12-01
View their other companies + combined net worth →
DALE, Sabrina Kaur→
Activedirector · ~35y · appointed 2017-12-01
View their other companies + combined net worth →
DEO, Rubinder Kaur→
Activedirector · ~39y · appointed 2017-12-01
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 07/06/2018 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 15/01/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (18 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2018-12-21