A&A CHAND LTD
🌿Early-stageactive
14806234 · ltd · incorporated 2023-04-16
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 2.7y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 2.7 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (70/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
8 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 |
|---|---|
| Average employees | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (10 events)Click to expand
- 2025-11-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-11-21📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-02-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-06🔒Charge registered #1Lender: Charter Court Financial Services Limited
- 2023-04-16🏢Company incorporatedAs A&A CHAND LTD
- 2023-04-16➕CHAND, Surinder appointeddirector
- 2023-04-16➕CHAND BIRDI, Anil appointeddirector
- 2023-04-16➕CHAND BIRDI, Anita appointeddirector
- 2023-04-16📄incorporation-companyincorporation · NEWINC
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "CHAND" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Anita Chand Birdi Individual · British · DOB 09/1999 · age 27 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 16/04/2023 |
Mrs Surinder Chand Individual · British · DOB 01/1965 · age 61 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 16/04/2023 |
Mr Anil Chand Birdi Individual · British · DOB 09/2001 · age 25 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 16/04/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| 1202 ESTATES LIMITED→ 15576460 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 3 R'S & W PROPERTY SOLUTIONS LTD→ 16398164 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 56 MILE INVESTMENTS LTD→ 12193889 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 6 MINTON CLOSE LTD→ 16717739 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 7 WIGHTMAN ROAD LTD→ 15458037 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 9 VO PROPERTIES LTD→ 13984903 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AA PLATINUM PROPERTY & LETTINGS LTD→ 17049661 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AAC CAPITAL FT LTD→ 16083138 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AADI C LIMITED→ 10761940 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AAJ PROPERTY MANAGEMENT LTD→ 11412245 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AARNA INVESTMENTS LIMITED→ 12749000 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AASHIYANA PROPERTY SOLUTIONS LTD→ 16080702 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-04-16
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
27c Bilbrook Road
Codsall
Wolverhampton
WV8 1EU
England
Filing status
Accounts
Next due: 2027-01-05
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-05-10
Last: 2026-04-26
Officers (3 active · 0 resigned)
CHAND, Surinder→
Activedirector · ~61y · appointed 2023-04-16
View their other companies + combined net worth →
CHAND BIRDI, Anil→
Activedirector · ~25y · appointed 2023-04-16
View their other companies + combined net worth →
CHAND BIRDI, Anita→
Activedirector · ~27y · appointed 2023-04-16
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 06/09/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (8 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-05
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-21
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-11-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-26
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-08
incorporation-company
incorporation · NEWINC
2023-04-16