BALMFORTH FINANCIAL SERVICES LIMITED

🏛️Establishedactive
11125767 · ltd · incorporated 2017-12-27
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (4 active, 5 linked, 3 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 2 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2025-10-28
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  2. 2025-10-28
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  3. 2025-10-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2025-10-24
    ➕
    HALLAM, Deborah Mary appointed
    secretary
  5. 2025-10-24
    ➕
    HALLAM, Deborah Mary appointed
    director
  6. 2025-10-24
    ➖
    WILKINSON, Jonathan Harper resigned
    secretary
  7. 2025-07-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2024-12-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2023-07-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2023-02-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2023-01-06
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2022-05-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2022-05-27
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2021-12-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2021-02-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2019-10-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2018-12-21
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  18. 2018-05-02
    📄
    capital-allotment-shares
    capital · SH01
  19. 2017-12-27
    🏢
    Company incorporated
    As BALMFORTH FINANCIAL SERVICES LIMITED
  20. 2017-12-27
    ➕
    WILKINSON, Helen appointed
    director
  21. 2017-12-27
    ➕
    WILKINSON, Jonathan Harper appointed
    director
  22. 2017-12-27
    ➕
    WILKINSON, Jonathan Harper appointed
    secretary

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 74 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Helen Wilkinson
Individual · British · DOB 05/1973 · age 53
75–100%
75–100%board control75-100% shares · 75-100% voting · board control27/12/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2017-12-27
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.

Registered office

Backridge House Twitter Lane
Bashall Eaves
Clitheroe
BB7 3LQ
England

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-01-05
Last: 2025-12-22

Officers (4 active · 1 resigned)

HALLAM, Deborah Mary→
secretary · appointed 2025-10-24
View their other companies + combined net worth →
Active
HALLAM, Deborah Mary→
director · ~53y · appointed 2025-10-24
View their other companies + combined net worth →
Active
WILKINSON, Helen→
director · ~53y · appointed 2017-12-27
View their other companies + combined net worth →
Active
WILKINSON, Jonathan Harper→
director · ~74y · appointed 2017-12-27
View their other companies + combined net worth →
Active
WILKINSON, Jonathan Harper→
secretary · appointed 2017-12-27 · resigned 2025-10-24
Resigned

Click a director name to see their full track record across all companies.

Recent filings (26 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-11
appoint-person-secretary-company-with-name-date
officers · AP03
2025-10-28
termination-secretary-company-with-name-termination-date
officers · TM02
2025-10-28
appoint-person-director-company-with-name-date
officers · AP01
2025-10-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-01-06
change-person-director-company-with-change-date
officers · CH01
2022-05-27