COVER MY BUBBLE LTD
💤Zombieactive
11190721 · ltd · incorporated 2018-02-06
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£11.6k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Life insurance
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (1 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £11,552
Key financials
2 years extracted from filed iXBRL accountsCash
£26k
Net Worth
£12k
Current Assets
£89k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Total assets | £49.5k | — |
| Current assets | £89.1k | — |
| Cash | £25.9k | — |
| Debtors | £63.2k | — |
| Net assets | £11.6k | — |
| Average employees | — | 600 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-05-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-06-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-05-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-01-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-10-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-02-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-10-18📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-05-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-05-04➖COLLINS, Arron resigneddirector
- 2019-04-23📄resolutionresolution · RESOLUTIONS
- 2019-04-23✏️change-of-name-noticechange-of-name · CONNOT
- 2019-02-01➖FRAMEWORK ACCOUNTING SOLUTIONS resignedcorporate-secretary
- 2018-02-06🏢Company incorporatedAs COVER MY BUBBLE LTD
- 2018-02-06➕ASTLEY, Emma Louise appointeddirector
- 2018-02-06➕FRAMEWORK ACCOUNTING SOLUTIONS appointedcorporate-secretary
- 2018-02-06➕COLLINS, Arron appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Emma Louise Astley Individual · British · DOB 06/1980 · age 46 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/02/2018 |
2 historic (ceased) PSCs
- Mr Christopher Ian Astleyceased 01/04/2023· 25-50% shares
- Mr Arron Collinsceased 01/03/2019· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| AJ LEGACY INVESTMENTS LIMITED→ 16729457 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| CJF MORTGAGE SERVICES LIMITED→ 16530420 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CLEAR CHARGE CLAIMS LTD→ 16436279 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CORT BRADSHAW LIMITED→ 15539008 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CROWN1 LTD→ 15930793 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| D&A DATA LTD→ 13194583 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| DARWEN TERRACOTTA TRUSTEE LIMITED→ 16963308 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| DATUM FINANCE LIMITED→ 05336139 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| DAVID J MILLER INSURANCE BROKERS LIMITED→ 03960571 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| DAVID TELFORD MORTGAGES LTD→ 06416975 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| DBS COMMODITY CONSULTANTS LIMITED→ 11652348 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-02-06
Jurisdictionengland-wales
Primary SIC65110 — Life insurance
Registered office
Saturn House Altham Business Park
Altham
Accrington
BB5 5BY
England
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-10-23
Last: 2025-10-09
Officers (1 active · 2 resigned)
ASTLEY, Emma Louise→
Activedirector · ~46y · appointed 2018-02-06
View their other companies + combined net worth →
FRAMEWORK ACCOUNTING SOLUTIONS→
Resignedcorporate-secretary · appointed 2018-02-06 · resigned 2019-02-01
COLLINS, Arron→
Resigneddirector · ~37y · appointed 2018-02-06 · resigned 2019-05-04
Click a director name to see their full track record across all companies.
Recent filings (31 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-02-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-06-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-02
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-05
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-04-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-01-03
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-10
confirmation-statement-with-updates
confirmation-statement · CS01
2021-10-01