ADLIB LOANS LIMITED
🏛️Establishedactive
11202507 · ltd · incorporated 2018-02-13
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2026
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 65-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
25 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2026-02-28 | 2025-02-28 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 persons-with-significant-control
Last 90 days
1
filing
- • 1 persons-with-significant-control
Last 180 days
5
filings
- • 2 accounts
- • 1 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-05-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-12-14📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-12-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-11-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-11-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-02-18✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2022-10-25📄capital-allotment-sharescapital · SH01
- 2022-07-08✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2022-07-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-07-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-07-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-07-06➕SMALL, Trevor appointeddirector
- 2022-05-04📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-11-04📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-02-15📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-10-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-02-13🏢Company incorporatedAs ADLIB LOANS LIMITED
- 2018-02-13➕SMALL, Elizabeth Evelyn appointeddirector
- 2018-02-13📄incorporation-companyincorporation · NEWINC
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Trevor Small Individual · English · DOB 06/1961 · age 65 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/07/2022 |
Mrs Elizabeth Evelyn Small Individual · English · DOB 06/1966 · age 60 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 13/02/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A.M.S. (ACCESS MORTGAGE SOLUTIONS) LIMITED→ 08444769 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| AKHOMES INVESTMENT LIMITED→ 16449098 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AKRASI MARKETING AND DESIGN LTD→ 14109554 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALBION ADVISORY LTD→ 15520518 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ALDERBROOK FINANCIAL SERVICES LIMITED→ 08768998 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ALDERMONT GROUP LIMITED→ 09330042 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ALDRIDGE SUPPLY & FINANCE LIMITED→ 05312529 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ALEVIO GROUP LTD→ 14024292 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ALEXARA (FIC 2025) LTD→ 16659988 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALGIZ INVESTMENTS LIMITED→ 14263744 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALLIANCE FINANCIAL CONSULTANTS LIMITED→ 02117121 · est 1987 · no financials extracted | — | — | — | — | 39y | — | — |
| ALLIANCE HEALTH PMI LIMITED→ 13305805 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-02-13
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Dene-Side
Old House Lane
Romsley
B62 0EX
England
Filing status
Accounts
Next due: 2027-11-30
Last made up to: 2026-02-28
Confirmation statement
Next due: 2026-11-08
Last: 2025-10-25
Officers (2 active · 0 resigned)
SMALL, Elizabeth Evelyn→
Activedirector · ~60y · appointed 2018-02-13
View their other companies + combined net worth →
SMALL, Trevor→
Activedirector · ~65y · appointed 2022-07-06
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (25 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-05-19
accounts-with-accounts-type-dormant
accounts · AA
2026-03-01
accounts-with-accounts-type-dormant
accounts · AA
2025-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-14
accounts-with-accounts-type-dormant
accounts · AA
2024-11-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-23
accounts-with-accounts-type-dormant
accounts · AA
2023-11-22
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-26
certificate-change-of-name-company
change-of-name · CERTNM
2023-02-18
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-25
capital-allotment-shares
capital · SH01
2022-10-25
certificate-change-of-name-company
change-of-name · CERTNM
2022-07-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-07-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-07-07