AB CONCEPT BUSINESS SOLUTIONS LTD
- 64999Financial intermediation not elsewhere classified
Opportunity 72/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Deleverage or restructure. Leverage at 100% of assets — consider sale of non-core assets or equity injection. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
1 live charge · oldest 7.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 7.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Total assets | £1.7k | £1.7k |
| Current assets | £613 | £613 |
| Net assets | £-24.3k | £-24.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 persons-with-significant-control
- • 2 officers
- • 1 confirmation-statement
- • 2 persons-with-significant-control
- • 2 officers
- • 1 confirmation-statement
Corporate timeline (23 events)Click to expand
- 2026-04-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-04📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-30📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-03-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-06-11📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-06-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-11📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2025-01-28📄gazette-notice-compulsorygazette · GAZ1
- 2024-09-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-18🔓Charge satisfied #1
- 2023-05-17📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-05-16📄gazette-notice-compulsorygazette · GAZ1
- 2022-10-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-06-18📄gazette-filings-brought-up-to-dategazette · DISS40
- 2018-10-29🔒Charge registered #1Lender: Just Cashflow PLC
- 2018-02-27🏢Company incorporatedAs AB CONCEPT BUSINESS SOLUTIONS LTD
- 2018-02-27➕BARBU, Ana-Maria appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Ana-Maria Barbu Individual · Romanian · DOB 06/1984 · age 42 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 27/02/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Just Cashflow Just Cashflow PLC | A registered charge | — | 29/10/2018 | 18/07/2023 |