65 VOICES LTD
🏛️Establishedactive
11277759 · ltd · incorporated 2018-03-27
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 7.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68320Management of real estate on a fee or contract basis
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 7.7y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (15 events)Click to expand
- 2025-08-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-12-07🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2018-10-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-09-25🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2018-03-27🏢Company incorporatedAs 65 VOICES LTD
- 2018-03-27➕FOZZARD, Colin appointeddirector
- 2018-03-27➕FOZZARD, Deborah appointeddirector
- 2018-03-27📄incorporation-companyincorporation · NEWINC
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Colin Fozzard Individual · British · DOB 01/1962 · age 64 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 27/03/2018 |
Mrs Deborah Fozzard Individual · British · DOB 07/1964 · age 62 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 27/03/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · SR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AHMED PROPERTY SUNDERLAND LIMITED→ 16229774 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AIA ALPHABETS LTD→ 16351694 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AIC PROPERTY GROUP LIMITED→ 14769660 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AJ PROPERTIES NORTH LTD→ 15075146 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AJACS NE LTD→ 11716971 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AK PROPERTIES (WEARSIDE) LTD→ 16637873 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALBISA LTD→ 17121588 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALBOS PROPERTIES LTD→ 11773947 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ALDERLY PROPERTIES LTD→ 15371900 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALEXANDER AND DAVIES LTD→ 10907166 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ALEXANDER HOMES (NE) LTD→ 16511384 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALEXANDER HOUSING GROUP LTD→ 15671704 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-03-27
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
3 Broomshields Close
Fulwell
Sunderland
Tyne And Wear
SR5 1SJ
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-09
Last: 2026-03-26
Officers (2 active · 0 resigned)
FOZZARD, Colin→
Activedirector · ~64y · appointed 2018-03-27
View their other companies + combined net worth →
FOZZARD, Deborah→
Activedirector · ~62y · appointed 2018-03-27
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 07/12/2018 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 25/09/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (18 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-29
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-26
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-03-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-04-11