ABV PROPERTIES LTD
🏛️Establishedactive
11329703 · ltd · incorporated 2018-04-25
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£115.0k
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
16 live charges · 6 lenders · oldest 7.5y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 7.5 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
16 charges (16/16 with lender, 16/16 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
55 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £114,962
Net assets shrinking
Down £33,951 YoY
Cash draining
Cash down 54% YoY
Cash YoY
-54%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£3k
↓ 54% YoY
Net Worth
£115k
↓ 23% YoY
Current Assets
£21k
↓ 30% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £775.0k | £779.0k |
| Current assets | £21.5k | £30.7k |
| Cash | £3.2k | £6.9k |
| Debtors | £18.3k | £23.8k |
| Net assets | £115.0k | £148.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
7
filings
- • 2 mortgage
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (43 events)Click to expand
- 2026-02-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-02-03📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2026-02-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-02🔒Charge registered #16Lender: Aldermore Bank PLC
- 2026-01-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-22🔒Charge registered #15Lender: Aldermore Bank PLC
- 2025-12-14➖DUNHAM, Jennifer Jane resigneddirector
- 2025-01-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-10-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-30🔒Charge registered #14Lender: Hampshire Trust Bank PLC
- 2024-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-12-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-12-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-12-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-13➕DUNHAM, Jennifer Jane appointeddirector
- 2023-12-13➖RYAN, Charles David resigneddirector
- 2023-07-15📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-07-11📄gazette-notice-compulsorygazette · GAZ1
- 2023-04-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-21📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-07-20📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2019-11-07🔒Charge registered #13Lender: Aldermore Bank PLC
- 2019-11-07🔒Charge registered #12Lender: Aldermore Bank PLC
- 2019-09-26🔒Charge registered #11Lender: Onesavings Bank PLC
- 2019-07-09🔒Charge registered #10Lender: Onesavings Bank PLC
- 2019-06-14🔒Charge registered #9Lender: Aldermore Bank PLC.
- 2019-06-14🔒Charge registered #8Lender: Aldermore Bank PLC.
- 2019-06-14🔒Charge registered #7Lender: Aldermore Bank PLC.
- 2019-03-08🔒Charge registered #6Lender: Paragon Bank PLC
- 2019-03-08🔒Charge registered #5Lender: Paragon Bank PLC
- 2019-02-18🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2019-02-18🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2018-12-06🔒Charge registered #2Lender: Paragon Bank PLC
- 2018-11-29🔒Charge registered #1Lender: Paragon Bank PLC
- 2018-04-25🏢Company incorporatedAs ABV PROPERTIES LTD
- 2018-04-25➕HARDY, Beverley Jane appointeddirector
- 2018-04-25➕HICKS, Ben appointeddirector
- 2018-04-25➕RYAN, Charles David appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low16 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Beverley Jane Hardy Individual · British · DOB 09/1981 · age 45 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 13/12/2023 |
Mr Benjamin William Thomas Hicks Individual · British · DOB 03/1984 · age 42 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 25/04/2018 |
2 historic (ceased) PSCs
- Mr Ben Hicksceased 01/01/2026· 25-50% shares · 25-50% voting
- Mr Charles David Ryanceased 13/12/2023· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · HU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 33 PROPERTIES LTD→ 15197982 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 4 QUARTERS MANAGEMENT LTD→ 13251160 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 41 COTTINGHAM ROAD LIMITED→ 14980887 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 786 INVESTMENT PROPERTY LTD→ 16118234 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A AND T PROPERTY (1) LTD→ 15886586 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABDALLA PROPERTY LTD→ 15609009 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ABEPET INVESTMENT AND MANAGEMENT LTD→ 16507174 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABGM LTD→ 16215884 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABI & CROSS PROPERTY LTD→ 16597922 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AC RHOADES LIMITED→ 13575276 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACAS INVESTMENTS LTD→ 10273030 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACCLAIM PROPERTY LIMITED→ 10558144 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-04-25
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
7 Bromley Street
Hull
HU2 0PY
United Kingdom
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-12-28
Last: 2025-12-14
Officers (2 active · 2 resigned)
HARDY, Beverley Jane→
Activedirector · ~45y · appointed 2018-04-25
View their other companies + combined net worth →
Active
DUNHAM, Jennifer Jane→
Resigneddirector · ~59y · appointed 2023-12-13 · resigned 2025-12-14
RYAN, Charles David→
Resigneddirector · ~40y · appointed 2018-04-25 · resigned 2023-12-13
Click a director name to see their full track record across all companies.
Mortgages & charges
16
Total charges
16
Outstanding
5
Active lenders
Status:Lender:16 of 16 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 02/02/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 22/12/2025 | — | |
| outstanding | Hampshire Trust Bank Hampshire Trust Bank PLC | A registered charge | 2 properties | 30/09/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 07/11/2019 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 07/11/2019 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 26/09/2019 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 09/07/2019 | — | |
| outstanding | Aldermore Aldermore Bank PLC. | A registered charge | 1 property | 14/06/2019 | — | |
| outstanding | Aldermore Aldermore Bank PLC. | A registered charge | 1 property | 14/06/2019 | — | |
| outstanding | Aldermore Aldermore Bank PLC. | A registered charge | 1 property | 14/06/2019 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 08/03/2019 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 08/03/2019 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 18/02/2019 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 18/02/2019 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 06/12/2018 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 29/11/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (55 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-04
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-02-03
change-sail-address-company-with-old-address-new-address
address · AD02
2026-02-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-02
termination-director-company-with-name-termination-date
officers · TM01
2026-01-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-02
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-17
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-12-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-31
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-14
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-12-14
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-12-14