ALCO LIVING LTD
- · Oldest live charge 3.9y old — refinance window within 12 months
- 47599Retail sale of furniture, lighting, and similar (not musical instruments or scores) in specialised stores
Opportunity 73/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
1 live charge · oldest 3.9y
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.9 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 |
|---|---|
| Average employees | 1300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (27 events)Click to expand
- 2025-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-01📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-01-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-01-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-01-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-01-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-14🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2022-03-23➕GECIONIS, Evaldas appointeddirector
- 2022-03-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2021-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-11-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2021-11-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2021-11-19➖DUNCAN, Matthew Thomas resigneddirector
- 2021-07-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-07-15➕BOSCH, Thomas Reuben appointeddirector
- 2021-07-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-07-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-12-06➕DUNCAN, Matthew Thomas appointeddirector
- 2019-02-12➕BLOM, Dewet Tobias appointeddirector
- 2018-05-09🏢Company incorporatedAs ALCO LIVING LTD
- 2018-05-09➕DU TOIT, Michael appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -4 active directors: Broader management team in place — suggests transferable governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
Red flags
cleanGroup structure
Alco Contracts Ltd holds majority control (50-75%). Likely parent but not wholly-owned.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Alco Contracts Ltd Corporate entity | 50–75% | — | 50-75% shares | 24/01/2023 |
3 historic (ceased) PSCs
- House Ten Ltdceased 24/01/2023· 25-50% shares
- Emdt Limitedceased 24/01/2023· 25-50% shares · 25-50% voting · firm interest
- D&N Blom Limitedceased 24/01/2023· 25-50% shares · 25-50% voting · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ABKG TRADING LIMITED→ 15963274 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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| ALL SALTS LIMITED→ 13814668 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
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| ALLEN BROS. (ELECTRICAL FACTORS) LIMITED→ 01039794 · est 1972 · no financials extracted | — | — | — | — | 54y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 14/07/2022 | — |