A CHAPMAN & CO LTD
- 68209Other letting and operating of own or leased real estate
Opportunity 69/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
10 live charges · 3 lenders · oldest 6.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 6.8 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 |
|---|---|
| Average employees | 1 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 2 accounts
- • 1 confirmation-statement
Corporate timeline (30 events)Click to expand
- 2026-05-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-02-26📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-07-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-02🔒Charge registered #10Lender: Landbay Partners Limited
- 2025-02-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-11-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-29🔒Charge registered #9Lender: Charles Street Commercial Investments Limited
- 2024-11-01📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-02-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-01-11📄change-person-director-company-with-change-dateofficers · CH01
- 2023-05-30📄change-person-director-company-with-change-dateofficers · CH01
- 2023-05-30📄change-person-director-company-with-change-dateofficers · CH01
- 2023-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-09🔒Charge registered #8Lender: Charles Street Commercial Investments Limited
- 2022-05-16📄change-person-director-company-with-change-dateofficers · CH01
- 2022-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-18📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-06-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-28🔒Charge registered #7Lender: Charles Street Commercial Investments Limited
- 2021-03-29🔒Charge registered #6Lender: Charles Street Commercial Investments Limited
- 2021-03-29🔒Charge registered #5Lender: Charles Street Commercial Investments Limited
- 2020-03-13🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2020-03-13🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2019-08-09🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2019-08-09🔒Charge registered #1Lender: Together Commercial Finance Limited
- 2018-05-12🏢Company incorporatedAs A CHAPMAN & CO LTD
- 2018-05-12➕CHAPMAN, Adam James appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "CHAPMAN" — strong identity link between founder and business.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Switzer Holdings (Uk) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Switzer Holdings (Uk) Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 12/05/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Landbay Landbay Partners Limited | A registered charge | 1 property | 02/07/2025 | — | |
| outstanding | Charles Street Commercial Investments Charles Street Commercial Investments Limited | A registered charge | 1 property | 29/11/2024 | — | |
| outstanding | Charles Street Commercial Investments Charles Street Commercial Investments Limited | A registered charge | 2 properties | 09/12/2022 | — | |
| outstanding | Charles Street Commercial Investments Charles Street Commercial Investments Limited | A registered charge | 1 property | 28/05/2021 | — | |
| outstanding | Charles Street Commercial Investments Charles Street Commercial Investments Limited | A registered charge | 2 properties | 29/03/2021 | — | |
| outstanding | Charles Street Commercial Investments Charles Street Commercial Investments Limited | A registered charge | 4 properties | 29/03/2021 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 13/03/2020 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 13/03/2020 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 09/08/2019 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 09/08/2019 | — |