ASPIRED FINANCE LIMITED

🏛️Establishedactive
11423864 · ltd · incorporated 2018-06-20
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£54.6k
book net assets
Opportunity
77/100
Strong
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What this business does
Primary activity: Financial leasing
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 64999Financial intermediation not elsewhere classified
Investor take
Pursue
Asset-holding vehicle. Family succession underway — not a classic acquisition target.

Opportunity 77/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £54,640
Net assets shrinking
Down £17,763 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£55k
↓ 25% YoY
Current Assets
£137k
↑ 31% YoY
Current Liabilities
—
£0£27k£55k£82k£110k£137kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Total assets£54.6k£79.7k
Current assets£137.1k£104.6k
Net assets£54.6k£72.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
  1. 2025-12-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-12-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-12-19
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2024-12-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2024-12-09
    ➕
    GRIFFIN, Sally appointed
    director
  6. 2024-08-14
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2024-07-01
    ➖
    GRIFFIN, Robert resigned
    director
  8. 2024-05-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2024-05-20
    ➕
    GRIFFIN, Benjamin Robert appointed
    director
  10. 2024-01-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2023-09-08
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  12. 2023-02-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2022-01-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2021-03-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2020-03-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2018-06-20
    🏢
    Company incorporated
    As ASPIRED FINANCE LIMITED
  17. 2018-06-20
    ➕
    GRIFFIN, Robert appointed
    secretary
  18. 2018-06-20
    ➕
    GRIFFIN, Robert appointed
    director
  19. 2018-06-20
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

74/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

16/100
No succession signal

No meaningful acquirability indicators from public data.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — GRIFFIN, Benjamin Robert (same surname) appointed 2024-05-20. Pattern consistent with intra-family handover.
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Robert Griffin
Individual · British · DOB 03/1963 · age 63
75–100%
75–100%board control75-100% shares · 75-100% voting · board control20/06/2018
Mrs Sally Griffin
Individual · British · DOB 01/1962 · age 64
25–50%
—25-50% shares01/09/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

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Company details

Statusactive
Typeltd
Incorporated2018-06-20
Jurisdictionengland-wales
Primary SIC64910 — Financial leasing

Registered office

26 Ambleside Terrace
Fulwell
Sunderland
SR6 8NP
England

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-04-08
Last: 2026-03-25

Officers (3 active · 1 resigned)

GRIFFIN, Robert→
secretary · appointed 2018-06-20
View their other companies + combined net worth →
Active
GRIFFIN, Benjamin Robert→
director · ~38y · appointed 2024-05-20
View their other companies + combined net worth →
Active
GRIFFIN, Sally→
director · ~64y · appointed 2024-12-09
View their other companies + combined net worth →
Active
GRIFFIN, Robert→
director · ~63y · appointed 2018-06-20 · resigned 2024-07-01
Resigned

Click a director name to see their full track record across all companies.

Recent filings (21 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-07
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-10
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-20
appoint-person-director-company-with-name-date
officers · AP01
2024-12-19
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-12-19
termination-director-company-with-name-termination-date
officers · TM01
2024-08-14
appoint-person-director-company-with-name-date
officers · AP01
2024-05-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-16
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-31
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-09-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-14
accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-06
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-18