A & AK PATEL LTD
🏛️Establishedactive
11425445 · ltd · incorporated 2018-06-20
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 7.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£422.2k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Retail sale in non-specialised stores with food, beverages or tobacco predominating
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 7.6y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £422,160
Cash YoY
+77%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£163k
↑ 77% YoY
Net Worth
£422k
↑ 7.8% YoY
Current Assets
£222k
↑ 29% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £422.2k | £391.6k |
| Current assets | £222.5k | £172.0k |
| Cash | £163.4k | £92.1k |
| Debtors | £23.8k | £24.6k |
| Net assets | £422.2k | £391.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
- 2026-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-03-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-06-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-12-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-12-21🔒Charge registered #2Lender: Barclays Security Trustee Limited
- 2018-11-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-11-09🔒Charge registered #1Lender: Barclays Security Trustee Limited
- 2018-06-20🏢Company incorporatedAs A & AK PATEL LTD
- 2018-06-20➕PATEL, Ajay Kumar appointeddirector
- 2018-06-20➕PATEL, Alkesh Rameshbhai appointeddirector
- 2018-06-20📄incorporation-companyincorporation · NEWINC
Owner dependency
94/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "PATEL" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ajay Kumar Patel Individual · British · DOB 08/1967 · age 59 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 20/06/2018 |
Mr Alkesh Rameshbhai Patel Individual · British · DOB 03/1971 · age 55 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 20/06/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · CR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 145 ONE FOR FIVE LTD→ 14234678 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 1ST FRESH FOODS LTD→ 08441759 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| 1ST GLASS WINDOWS LIMITED→ 03347489 · est 1997 · no financials extracted | — | — | — | — | 29y | — | — |
| 2TRILL LTD→ 13527495 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 4K TRADEZ LTD→ 16760279 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 58 BUICK LIMITED→ 11804827 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 7 TO 7 NEWS LIMITED→ 07069509 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 9 AGAIN LIMITED→ 13638899 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| A AND S COLLECTION LTD→ 16211964 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A ATWAL LIMITED→ 11242858 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| A BALAGGANS LIMITED→ 11208894 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| A2ZE LTD→ 15768219 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-06-20
Jurisdictionengland-wales
Primary SIC47110 — Retail sale in non-specialised stores with food, beverages or tobacco predominating
Registered office
120 Bensham Lane
Thornton Heath
CR7 7ES
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-06-18
Last: 2025-06-04
Officers (2 active · 0 resigned)
PATEL, Ajay Kumar→
Activedirector · ~59y · appointed 2018-06-20
View their other companies + combined net worth →
PATEL, Alkesh Rameshbhai→
Activedirector · ~55y · appointed 2018-06-20
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 21/12/2018 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 09/11/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (18 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-20
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-21
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-02
confirmation-statement-with-updates
confirmation-statement · CS01
2020-06-27
accounts-with-accounts-type-micro-entity
accounts · AA
2020-03-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-06-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2019-06-26