456 PROPERTIES LTD
Opportunity 69/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
8 live charges · 4 lenders · oldest 6.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 6.9 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £539.0k | £377.7k |
| Current assets | £2.4k | £55.4k |
| Cash | £2.4k | £54.7k |
| Debtors | — | £660 |
| Net assets | £92.4k | £93.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (28 events)Click to expand
- 2026-04-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-04🔒Charge registered #8Lender: Aldermore Bank PLC
- 2025-04-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-11🔒Charge registered #7Lender: The Mortgage Works (UK) PLC
- 2024-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-04📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-04🔒Charge registered #6Lender: The Mortgage Works (UK) PLC
- 2023-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-22🔒Charge registered #5Lender: The Mortgage Works (UK) PLC
- 2023-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-25🔒Charge registered #4Lender: The Mortgage Lender Limited
- 2021-04-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-09-24🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2020-08-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-07-29🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2020-03-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-07-19🔒Charge registered #1Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2018-07-06🏢Company incorporatedAs 456 PROPERTIES LTD
- 2018-07-06➕THOMSON, David Stuart appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Stuart Thomson Individual · British · DOB 01/1992 · age 34 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/07/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| AARYA AND ANANYA LTD→ 16255195 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/07/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 11/10/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 04/09/2023 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 22/06/2023 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 25/05/2021 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 24/09/2020 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 29/07/2020 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 19/07/2019 | — |