BROOKS FINANCIAL SERVICES LTD
🏛️Establishedactive
11523766 · ltd · incorporated 2018-08-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
—
book net assets
Opportunity
61/100
Worth a look
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 61/100 (worth a look), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: strategic trade sale (40/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
61/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Average employees | 300 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-10-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-10-15📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-20📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-08-07📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2025-07-29📄gazette-notice-compulsorygazette · GAZ1
- 2024-08-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-14📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-08-07📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2024-07-30📄gazette-notice-compulsorygazette · GAZ1
- 2023-05-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-10-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-14📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-09-10📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2022-08-02📄gazette-notice-compulsorygazette · GAZ1
- 2021-05-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-05-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-17🏢Company incorporatedAs BROOKS FINANCIAL SERVICES LTD
- 2018-08-17➕BROOKS, Andrew David appointeddirector
- 2018-08-17➕BROOKS, Michelle Caaron appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "BROOKS" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high ·Accounts overdue
highStatutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2026-05-31
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew David Brooks Individual · British · DOB 06/1976 · age 50 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 17/08/2018 |
Mrs Michelle Caaron Brooks Individual · British · DOB 08/1977 · age 49 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 17/08/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · OX postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AMICA CORPORATE FINANCE LIMITED→ 15921884 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ASTROP CAPITAL→ 10616638 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BANBURY SECURITY LTD→ 13208603 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BASTION INSURANCE SERVICES LTD→ 08536306 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| BENNETT SHIPPING LTD→ 15277203 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BLOCKSMART CAPITAL LTD→ 14407288 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BOCKETT FINANCIAL SERVICES LTD→ 11435723 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BRISTOL YORK LIMITED→ 05143412 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| BROMWEST LIMITED→ 00532059 · est 1954 · no financials extracted | — | — | — | — | 72y | — | — |
| BROOK BEECH LIMITED→ 14299994 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BROOKS FAMILY INVESTMENTS LIMITED→ 16135763 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BUDSTAR LIMITED→ 07431799 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-08-17
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
38 South Bar Street
Banbury
OX16 9AE
England
Filing status
Accounts
Next due: 2026-05-31OVERDUE
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-09-19
Last: 2025-09-05
Officers (2 active · 0 resigned)
BROOKS, Andrew David→
Activedirector · ~50y · appointed 2018-08-17
View their other companies + combined net worth →
BROOKS, Michelle Caaron→
Activedirector · ~49y · appointed 2018-08-17
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (26 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-22
change-person-director-company-with-change-date
officers · CH01
2025-10-15
gazette-filings-brought-up-to-date
gazette · DISS40
2025-09-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-17
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2025-08-07
gazette-notice-compulsory
gazette · GAZ1
2025-07-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-05
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-23
gazette-filings-brought-up-to-date
gazette · DISS40
2024-08-14
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2024-08-07
gazette-notice-compulsory
gazette · GAZ1
2024-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-11
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-11-23
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-04