ALLIANCE FUNDING LIMITED
💤Zombieactive
11574081 · ltd · incorporated 2018-09-18
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (1 active, 6 linked, 6 with DOB)
90
Ownership & PSC
1 active PSC(s) of 7 total, 7 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
38 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
- • 2 persons-with-significant-control
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2025-12-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-12-20📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-20📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-26➖JAMES-GANNON, Melissa Faye resigneddirector
- 2025-08-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-08-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-13📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-08-13📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-08-12➖JAMES-GANNON, Hailey Rose resigneddirector
- 2025-08-12➖SUMNER, Max David resigneddirector
- 2025-08-12➖SUMNER, Michael Mathew resigneddirector
- 2025-01-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-11-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-10-11➕JAMES-GANNON, Hailey Rose appointeddirector
- 2023-10-11➕JAMES-GANNON, Melissa Faye appointeddirector
- 2023-10-11➕SUMNER, Max David appointeddirector
- 2023-10-11➕SUMNER, Michael Mathew appointeddirector
- 2023-10-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-10-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-10-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-10-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-10-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-05-12📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-04-28📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-04-28📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-05-29➖HARGREAVES, James Ashley resigneddirector
- 2018-09-18🏢Company incorporatedAs ALLIANCE FUNDING LIMITED
- 2018-09-18➕MIRZA, Attiyah Zahrah appointeddirector
- 2018-09-18➕HARGREAVES, James Ashley appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
55/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·4 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: JAMES-GANNON, Hailey Rose resigned 2025-08-12; JAMES-GANNON, Melissa Faye resigned 2025-08-26; SUMNER, Max David resigned 2025-08-12
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Attiyah Zahrah Mirza Individual · British · DOB 10/1966 · age 60 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 18/09/2018 |
6 historic (ceased) PSCs
- Mr Max David Sumnerceased 12/08/2025· significant influence
- Mr Max David Sumnerceased 26/08/2025· 25-50% shares
- Mr Michael Mathew Sumnerceased 26/08/2025· 25-50% voting
- Miss Melissa Faye James-Gannonceased 12/08/2025· 25-50% voting
- Miss Hailey Rose James-Gannonceased 12/05/2025· 25-50% shares
- Mr James Ashley Hargreavesceased 29/05/2019· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & M WEALTH MANAGEMENT LIMITED→ 05024320 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| ABS CONSULTANCY SERVICES LIMITED→ 05830499 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ACO DEVELOPMENTS LTD→ 14770069 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ADESHIELD LIMITED→ 16886451 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AIMHUB LTD→ 09384091 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ALCHEMY CAPITAL GROUP LIMITED→ 16301030 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALDERSGATE FUNDING LIMITED→ 12215736 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALEXANDER HOUSE FINANCIAL PLANNING LIMITED→ 10647949 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ALEXANDER HOUSE FINANCIAL SERVICES LIMITED→ 08350734 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ALEXANDER HOUSE LTD→ 13508207 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ALL MONEY MATTERS LIMITED→ 08580309 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ALLIED INTERNATIONAL INVESTMENT SERVICES LTD→ 13791994 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-09-18
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
110 Mere Grange
Leaside
St. Helens
WA9 5GG
England
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-11-01
Last: 2025-10-18
Officers (1 active · 5 resigned)
MIRZA, Attiyah Zahrah→
Activedirector · ~60y · appointed 2018-09-18
View their other companies + combined net worth →
HARGREAVES, James Ashley→
Resigneddirector · ~40y · appointed 2018-09-18 · resigned 2019-05-29
JAMES-GANNON, Hailey Rose→
Resigneddirector · ~34y · appointed 2023-10-11 · resigned 2025-08-12
JAMES-GANNON, Melissa Faye→
Resigneddirector · ~30y · appointed 2023-10-11 · resigned 2025-08-26
SUMNER, Max David→
Resigneddirector · ~24y · appointed 2023-10-11 · resigned 2025-08-12
SUMNER, Michael Mathew→
Resigneddirector · ~27y · appointed 2023-10-11 · resigned 2025-08-12
Click a director name to see their full track record across all companies.
Recent filings (38 total)
accounts-with-accounts-type-dormant
accounts · AA
2025-12-20
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-20
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-20
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-20
termination-director-company-with-name-termination-date
officers · TM01
2025-12-20
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-14
termination-director-company-with-name-termination-date
officers · TM01
2025-08-13
termination-director-company-with-name-termination-date
officers · TM01
2025-08-13
termination-director-company-with-name-termination-date
officers · TM01
2025-08-13
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-13
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-13
accounts-with-accounts-type-dormant
accounts · AA
2025-01-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-25
accounts-with-accounts-type-dormant
accounts · AA
2023-11-01
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-18